Chief Manager - Risk

Job Purpose

This position is responsible to develop, refine and implement a robust risk management framework for TVSCS, align it to the future needs and in line with the market best practices.

Key Responsibilities

• Preparing product level Risk Deck covering the product performance on Key risk metrics against benchmarks, analysis of early bucket bounces, early bucket flow rates and providing actionable to the credit and business team to arrest early flows
• Portfolio reviews covering areas of delinquency reports, perusing

  Early Warning System (EWS) reports

  . Focus should be on portfolio intervention and resolutions strategies with the business unit to improve asset quality on continuous basis
• Provide feedback or take necessary action to amend the credit policy as actionable from the risk analysis
• Prepare Credit Through The Door analysis and provide direction to the business team on variance correction
• Capturing key data elements and analyzing them, interpreting the cross-period movements, and understanding the macro mechanics of the system
• Hind-sighting reviews as part of risk review and credit policy implementation review
• Real Time Monitoring of high value cases
• ECL Model Work along with Finance and credit team to build, review and align the ECL models

Job Requirements

Qualifications :

Experience :

8+ years experience in retail credit/ risk space with bank of repute / NBFCs

Functional Competencies

• Knowledge of regulations around retail and corporate finance
• Ability to derive industry insights & analyze best practices across industry
• Ability to analyze the portfolio risk and to deal with big ticket customers

Please share your profile at pallavi.singh@tvscredit.com