Business Loan Sales Executive

Job Title: Business Loan Sales Executive

Location: Kandivali
Department: Sales
Job Type: Full-time
Experience Required: 0–3 years (MBA Freshers may apply)
Industry: Banking / Financial Services / NBFC

Gender - Mostly Female / Male

Job Summary:

We are looking for a dynamic and goal-oriented Business Loan Sales Executive to join our team. The role involves sourcing and onboarding MSMEs/SMEs/business owners for unsecured and secured business loans, guiding them through the loan process, and achieving assigned sales targets. The ideal candidate should have a good understanding of small business finance and strong relationship-building skills.

Key Responsibilities:

• Identify and generate leads for business loan products through cold calls, field visits, referrals, and networking.
• Understand business requirements and assess loan eligibility based on financial documents and business profile.
• Pitch appropriate loan solutions (secured/unsecured) based on customer needs and risk profile.
• Explain loan products, interest rates, repayment terms, documentation requirements, and application process clearly.
• Collect necessary documents from clients and ensure proper verification and submission for processing.
• Coordinate with credit, risk, and operations teams for application processing and disbursement.
• Follow up with prospective clients and ensure timely closure of leads.
• Maintain and update a daily sales report and lead tracker.
• Build and maintain strong relationships with MSME clients to ensure repeat business and referrals.
• Keep up to date with product knowledge, market trends, competitor offerings, and RBI/NBFC regulatory changes.

Key Requirements:

• Bachelor’s degree in Business, Finance, Commerce, or related field.
• 1–3 years of experience in selling business loans, working capital loans, or SME loans (preferred).
• Strong understanding of MSME/SME customer profiles and business finance basics.
• Excellent communication, negotiation, and interpersonal skills.
• Comfortable with field sales and meeting business clients face-to-face.
• Proficient in using CRM software, MS Office, and mobile sales apps.
• Target-driven and able to work independently or with minimal supervision.

Job Types: Full-time, Permanent, Fresher

Pay: ₹15,000.00 - ₹35,000.00 per month

Benefits:

• Health insurance
• Provident Fund