Business Development Officer - Used Car

Job Description

Basic Section No. Of Openings 1 External Title Business Development Officer - Used Car Employment Type Permanent Employment Category Field Closing Date 13 Jul 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Emerging Enterprise Banking Department Used Car Sub-Department Sales Generic Role Sales Officer External Title (Job Role) Business Development Officer - Used Car Division Emerging Enterprise Banking Zone South State Kerala Region Kerala Area Kerala Cluster Kerala PT Location Palakkad Branch Code 2003 Branch Name Palakkad Skills Skill Sales Highest Education No data available Working Language No data available About The Role Role Description DesignationSales Officer/Senior Sales officer GradeEB-1-Officer/EM-2-Assistant Manager Legal EntityEquitas Small Finance Bank Business UnitRetail Banking DivisionEmerging Enterprise Banking DepartmentUsed Car Travel requiredYes/No (if Yes, please mark ->) Level of travelExtensive LevelIndividual Contributor Purpose of the role To ensure high quality delivery of relevant vehicle finance products & services to our clients in a fair and transparent manner. Key Responsibilities Develop consistent pipeline of applications from good quality customers who require finance for purchase of Used cars through direct sourcing, Dealers, DSAs, market references etc., Effectively manage relationships with all customers by responding to their requirements in a timely and professional manner. Ensure that all documentation and information related to loan proposals are obtained in a timely manner to practice First Time Right principle. Actively generate & pass on leads for cross-sell products like Saving Accounts, Current Accounts, Term Deposits, FASTag (wherever applicable) Ensure 100% compliance to Policies & Processes and all regulatory matters of RBI and other statutory bodies Closely follow up Channels and keep the relationship intact and ensure no PDD is pending beyond 60 days from his channels. Understand the products & policies of ESFB Used car Funding and offer the right scheme to the client and ensure customers requirement is met. Desired Experience Number of years of experience (range)3-6 years Type of companies/sector worked forOEM / Dealer Sales / Banks/NBFCs, should have relevant experience New or Used cars finance . Responsibilities managed in the previous organizationsThe applicant should have experience in Used Car, should have excellent contacts in the Cars finance market. Experience in understanding Process, Car types, Client segments, dynamics of used car market is critical for this role. LanguagesWorking knowledge of English and fluency in regional language of the state applying for. Ability to speak in other regional languages would be an added advantage. Computer/technical skills (if any)Should be comfortable in using Excel (ability to analyze reports sent from Head Office) and email (ability to communicate clearly in written English). Qualifications GraduationAny Graduate Post-graduationMBA or any PG would be an added advantage Professional QualificationsNothing specific Certifications Nothing specific