Branch Credit Manager

Zecruiters Jobconnect Private Limited Hiring For A Client of Zecruiters Jobconnect Pvt Ltd

2 - 5 years

0 Lacs

pune mumbai city

Posted:23 hours ago| Platform: Shine logo

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Skills Required

underwriting lap hl

Work Mode

On-site

Job Type

Full Time

Job Description

Position:Branch Credit Manager - LAP

Location:

Virar, Kalyan - Mumbai Region Hadapsar, Chinchwad - Pune Region

Experience:

Salary:

Key Responsibilities:

Credit Assessment:
Evaluate loan applications by analyzing financial statements, credit reports, property valuations, and other relevant documents.
Risk Analysis:
Identify and assess potential risks associated with each loan application and make informed decisions to mitigate those risks.
Decision Making:
Approve or recommend credit decisions based on the analysis of the applicant's creditworthiness, repayment capacity, and collateral value.
Documentation Review:
Ensure all necessary documentation is complete, accurate, and compliant with internal policies and regulatory requirements.
Collaboration:
Work closely with the sales, legal, and operations teams to ensure a smooth and efficient loan approval process.
Credit Policies:
Develop, review, and update credit policies and procedures to ensure they are in line with industry best practices and regulatory standards.
Reporting:
Prepare and present detailed credit reports and risk assessments to senior management.
Continuous Improvement:
Identify opportunities for process improvements and suggest practical solutions to enhance the credit underwriting process.

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