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HDB Financial Services
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Branch Credit Manager

Branch Credit Manager

HDB Financial Services

2 - 5 years

2 - 5 Lacs

Amritsar

Posted:6 hours ago| Platform:

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Skills Required

Loan Against Property Credit Underwriting Personal Loan PDS Credit Appraisal Credit Assessment CAM

Work Mode

Work from Office

Job Type

Full Time

Job Description

Job Role Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. Verifying the promoters track record & ascertaining their credit worthiness. Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards. Monitor and ensure that monthly Branch audit score is satisfactory. Vendor Management. To conduct customer meeting to evaluate credit proposal PDD Tracking and closure Compliance to repayment instrument replenishment to ensure regular repayment of EMI Key Responsibilties Credit Decisions •Take sound lending decisions based on available information & interactions with the applicants. •Manage credit quality and control delinquencies, frauds. Monitoring Performance •Managing performance in terms of key drivers i.e. Loses / Portfolio quality parameters Cost of credit administration Employee Productivity Regards Rupali 9354966985

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HDB Financial Services

www.hdbfs.com

Financial Services

Mumbai

1001-5000 Employees

301 Jobs

Key People

Vinay Aurangabadkar

MD & CEO
K. Ramesh

Chief Financial Officer (CFO)

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Branch Credit Manager