Bharat Banking:Area Sales Manager - Microfinance

About Bharat Banking:

Bharat Banking is a new Department which has been set up to drive different business that the Bank does in Semi Urban and rural markets. The department is expected to drive business outcomes by focusing on partnerships, new products, innovation, reimagining customer journeys and driving / creating new channel.

About the Role:

The Area Sales Manager – Micro Finance is responsible for driving business and collections thru RM’s and FE’s. The role contributes towards building up a quality portfolio within an area which will contribute to overall bank’s MFI book

Key Responsibilities:

• Conduct of SAHYOG Application and Process
• Rectify Finacle issues related to dedupe and account opening
• Drive Inedge application and its usages and spread Aawaz de awareness in CGT and GRT process
• Plan branch level training for FE and RM
• Ensure achievement of annual budget and maintain portfolio quality
• Ensure adherence of laid down process and practices
• Ensure manpower productivity of Field Executives and Relationship Managers
• Ensure audit and compliance adherence

Qualifications:

Optimal qualification for success on the job is:

• Graduate / Post Graduate / MBA
• Experience of 3+ Years and Microfinance Industry

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

• Knowledge of Core Microfinance Functions and Products.
• Knowledge of risks involved in dealing FX and derivatives with banks and Financial Institutions
• Knowledge of relevant IT systems including Finacle, HRMS, INedge etc
• Good communication (both verbal & written) skills
• Leadership and Inter-personal skills
• Ability to work effectively across functions and demonstrated ability to coach and mentor others
• Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
• Ability to prioritize and make decisions in a fast-paced environment
• Ability to work as a part of team and contribute towards team goals
• Ability to manage multiple tasks/projects and deadlines simultaneously

#ComeAsYouAre "We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply"