53 Bankruptcy Jobs

Are you looking for an exciting opportunity to join a dynamic and growing team in a fast-paced and challenging area This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Credit Risk - Wholesale credit (Chase merchant services) - Associate within the Chase Merchant Services team, you will be focused on identifying, measuring, limiting, managing, and monitoring credit risk across our businesses. You will be conducting periodic credit reviews of corporate clients to protect the bank from loss and maintain credit risk within acceptable levels of our framework. Utilizing commercial credit skills, you will prepare written financial analysis, Risk Grading, and credit reviews of corporate clients. Independently analyze, or at times work with more senior Credit Officers, to evaluate the risk and complete a periodic credit review of clients within the portfolio. Understand and assess the customer's business model and its viability in the long run. Identify additional information requirements needed to properly assess risks of the transaction. Review and analyze the financial strength and soundness of corporate clients to identify key risks to the continued creditworthiness of the business along with appropriate mitigating factors. Consider alternatives to mitigate risk where appropriate and recommend action to be taken in unfavorable scenarios. Ensure that credit facilities presented are properly graded and meet defined production and quality scores. Timely submission with no High-Risk quality review findings. Meet assigned timelines and ensure process and policy requirements are met per the business and audit requirements. Stay on top of policies, conventions, and follow those diligently. Review completed cases for feedback, act on feedback provided, and timely submissions of reworks. Establish strong partnerships with internal clients, demonstrate client-centric behavior, be aware of client's expectations, challenges while securing the firm's interest. Exercise appropriate diligence with client information and complete ad-hoc work assigned within expected timelines. Required qualifications, capabilities, and skills include a postgraduate or an advanced degree in business management, finance, or accounting, strong verbal, written, and interpersonal skills, as well as analytical and problem-solving skills. Ability to formulate and articulate objective views based on professional analysis. Proficiency in Microsoft Office Suite, especially Excel, Word, and PowerPoint. Good organization skills and ability to work within time constraints in a highly regulated environment. Work effectively in a team environment while assuming individual responsibility. Experience as a credit officer, underwriter, or similar position with knowledge of accounting and financial statement analysis requiring credit judgment and knowledge of various business models is desirable. Highly motivated individual with a natural passion to learn and an inquisitive personality. Strong sense of accountability and ownership of tasks. Interest in client interaction with strong verbal and written communication skills. Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time and capable of understanding, describing, and debating complex concepts. Thorough knowledge of credit philosophy, loan documentation, bankruptcy, and related legal issues. Strong attention to detail and an excellent work ethic. Proactive approach, a sense of urgency where appropriate.,

As a Wholesale Credit (Business Banking) Associate (Credit Officer) at JPMorgan Chase in Bengaluru, India, you play a crucial role in the Risk Management and Compliance department. Your primary responsibility is to contribute to the firm's sustainable growth by proactively identifying and addressing potential risks. You leverage your expertise to tackle real-world challenges that have an impact on the company, its customers, and the communities it serves. The culture within Risk Management and Compliance encourages innovative thinking, challenges the conventional norms, and aims to achieve excellence. In the role of Credit Officer, your focus is on fostering the growth of the business loan portfolio while safeguarding the bank against potential losses and maintaining a high standard of asset quality. Your duties involve evaluating credit applications for recommendation, independently analyzing risks associated with new transactions, and collaborating with senior colleagues when necessary to assess risk levels. You are tasked with identifying additional information requirements essential for a thorough risk assessment, understanding the customer's business model and its long-term viability, and evaluating the financial strength of customers to pinpoint key risks to their creditworthiness. Furthermore, you are expected to consider alternative credit structures to mitigate risks effectively, make recommendations on credit-related actions, identify critical risks and information needs, ensure the accurate grading of credit facilities, meet designated timelines, and ensure compliance with documentation standards as per business and audit regulations. While you typically work independently with minimal supervision, you also act as a valuable resource for junior Credit Officers, providing guidance and support as needed. To excel in this role, you should possess a minimum of 5-7 years of experience as a credit underwriter or in a similar position that demands business acumen and credit analysis skills. A postgraduate or advanced degree in business management, finance, or accounting is required. You must demonstrate the ability to develop and communicate objective viewpoints based on professional analysis, have a comprehensive understanding of credit philosophy, risk guidelines, loan documentation, bankruptcy, and relevant legal matters. Strong verbal, written, and interpersonal communication skills, coupled with sound analytical and problems-solving abilities, are essential for success in this role. Additionally, you should exhibit good organizational skills, the capacity to work under time constraints in a heavily regulated industry, and the ability to collaborate effectively within a team environment while taking individual accountability and assisting in the growth of junior analysts.,

Position: Analyst / Sr. Analyst Recoveries - Bankruptcy bluCognition is an AI/ML based start-up specializing in developing data products leveraging alternative data sources and providing servicing support to our clients in the financial & telecom sector. Foundedin2017, by some very named senior professionals from the financial services industry, the company is headquartered in the US, with the delivery center based in Pune. We are entering a significant growth phase and are looking for individuals with entrepreneurial mindset who wants us to join in this exciting journey. https://www.blucognition.com/ The Role: Analyst / Sr. Analyst in the Recoveries Bankruptcy back-office process for a premier US-basedTelecom client, renowned as an industry leader and one of the most esteemed companies inthetelecommunications sector. Responsibilities: • Complete assigned bankruptcy tickets to achieve daily deliverables. • Research accounts to determine the qualification of Bankruptcy (Chapter 7 and 13 filings). • Resolves and close bankruptcy disputes. • Accountable to take necessary actions on Bankruptcy filings. • Follow bankruptcy compliance guidelines. • Accountable for Occupancy and Quality Assurance. • Assist in identifying and report process gaps. • Remains current and knowledgeable on every aspect of Telecom bankruptcy processes. • Assist with special projects, such as testing new applications. • Assist with new hire training when needed. Qualification & Skills: • Bachelors qualification in any field. • 1 to 3 years of relevant experience. • Experience working with bankruptcy filings in a US-based company preferred. • Telecom industry experience preferred, but not mandatory. • MS Office - Thorough understanding of the functions and diverse features of MS Office applications such as Excel, Word, etc. • Strong eye for details with the ability to collect, organize, analyze, and disseminate significant amounts of information with attention to detail and accuracy. • Good communication skill, with proficiency in English. • Ability to work independently with minimum guidance. Location: Pune, Maharashtra, India Mode of Work : Onsite Shift Timings: Day (Flexibility required between 10 AM to 7 PM and 12:30 PM to 9:30 PM)

Job Description for Team Leader Job Title: Team Leader Reporting to: Team Manager/Delivery Manager, Operations Objectives The Team Leaders objective is to actively lead and motivate a team in accordance with laid down procedures to achieve and maintain requisite standards of quality and productivity. He / she will report to the Team Manager/Delivery Manager, Operations, who will be the first point of contact for any issues, questions, or concerns. Key Result Areas (KRAs) Leadership: The Team Leader is expected to actively lead and motivate the team for whom he / she is the primary point of contact. The Team Leader is expected to be close to the team and be aware of issues, including potential issues, within the team and appropriately resolve / escalate the same. The Team Leader should be aware of the strengths and weaknesses of his / her team members and provide them with appropriate guidance and direction. The Team Leader is expected to actively promote the company ethos, and create and maintain an environment which encourages retention. The Team Leader is expected to identify and implement feasible solutions to issues which could lead to attrition. Operations: Experience of working in US Mortgage Escrow experience Understand escrow lines or products Knowledge of core logic, lareta, proctor or assurant activities Understood Tax amount reporting, pre-boarding loans, comprehension of HUD and Initial escrow statement, working in Escrow set-up, Analysis and Cancellations. Knowledge of mobile homes (good to have) Mortgage Insurance cancellations, Hazard Insurance Must have knowledge on loss drafts, flood zones, hazard claim filing etc The Team Leader is expected to ensure that all team members meet or exceed the productivity and quality targets and recommend corrective action necessary for underperformers. The Team Leader is expected to ensure smooth operations on a daily basis, by ensuring all service level agreements are met in terms of quality, productivity, and turnaround time by active interaction with the business area. The Team Leader is expected to take ownership of identification and resolution of daily operational, admin and technical issues. The Team Leader should ensure timely and accurate submission of all reports sought by the management or by the business area and ensure high levels of internal and external customer service. The Team Leader is expected to periodically review and suggest possible revision of the quality and productivity targets based on the teams performance, in order to improve overall process efficiency and deliver excellent customer service. The Team Leader is expected to Initiate Training and Updates to the team members The Team Leader is expected to keep the Manager appraised of member’s needs, staffing issues, technical and performance issues The Team Leader is expected to interact with the BA in order to be transparent on the business front Teamwork: The Team Leader is expected to create and maintain an environment that fosters teamwork, in which each member is an eager contributor. The Team Leader is expected each team member is a functional unit of a very cohesive team and share a close bond with their peers. The Team Leader is expected to actively participate and encourage participation in team events. Continuous Improvement: The Team Leader is expected to constantly improve upon current performances and raise the bar of expectations and standards. The Team Leader is also expected to contribute ideas / suggestions which improve the process efficiency or enhance the way we work. The Team Leader should constantly strive to invite suggestions from the team and implement them if found feasible. Appraisals: The Team Leader is expected to conduct and document appraisal reviews of the team members on at least a monthly basis. The Team Leader should give feedback to individual team members in a manner not offensive to the team member, focusing on the performance rather than the personality of the individual, in an unbiased and unprejudiced way. The Team Leader should be objective and specific while delivering feedback and avoid being general. The Team Leader is expected to be open and receptive to feedback. Qualification: Graduate 6+ years of experience in U.S Mortgage Servicing\Default Servicing\Escrow Good understanding of U.S. Mortgage Banking\Loan Servicing cycle Minimum of 2 years in the team handling role Skill Sets Good interpersonal skills Prioritizing and Time Management Planning and Organizing Skills Good Knowledge of MS-office Flexibility to work in different shifts Acceptability by the team Good written and verbal communication US Mortgage Industry knowledge Interested candiates please share your resume to priyadarshini.narayanan@cognizant.com

Job Description Job Title : SME/SPE Reporting to : Team Manager/Team leader, Operations Objectives The SMEs objective is to actively assist a team in accordance with laid down procedures to achieve and maintain requisite standards of quality and productivity. He / she will report to the Team leader/Team Manager, Operations, who will be the first point of contact for any issues, questions, or concerns. Key Result Areas (KRAs) Operations: SME needs to be an expert in US Mortgage Loss Mitigation process (End to End) especially in Loan Document Intake, Trial Payment Plan Monitoring, Mod Fulfilment and identifying all kinds of Loss Mitigation documents. 4+ years experience working with US Mortgage Loss Mitigation in a servicing/collections environment. 1+ years of experience working with Fannie Mae, Freddie Mac, and Government guidelines required. The SME is responsible for maintaining constant Loss Mitigation end to end process knowledge in the team. Maintaining and documenting all process and investor updates received from the business area. Will be a part of clients calls as required and will be responsible to update the teams alongside the Supervisors. Regular cascading / providing training/ refreshers sessions on updates latest updates received from business and investors to all team members. Conduct the regular knowledge checks with the teams. Actively involved in suggesting and driving process improvements. Should have multi-tasking skills as a Trainer / QC / Processor and conduct refresher trainings / handle Quality sessions as per process requirement. Monitor and coach underperformers to improve their quality and efficiency. Be a part of the regular production and produce agreed numbers. Address and ensure resolution on all process related queries of the team members. Qualification: Graduate any discipline. 4 - 5 years of experience in BPO, US Mortgage/ Data Processing background. Minimum of 2 years in the Sr. Loss Mitigation/ Default Servicing / escrow Skill Sets Experience in Loss Mitigation, foreclosure, bankruptcy, and mortgage servicing life cycle. Should have knowledge of banking industry rules and regulations, and government regulations regarding Loss Mitigation/ Default Servicing / escrow The ability to multitask and follow mortgage-servicing guidelines accurately is imperative. Need to be well-versed with US Regulatory and investor guidelines. Good interpersonal skills Good written and verbal Communication skills Analytical and good judging skills Ability to grasp and learn quickly. Ability to coach Self-motivated MS Office Knowledge Ability to plan. Should be able to prioritize the daily work. Flexibility to work in different shifts. Open to work in night shifts If interested, please share your resume to priyadarshini.narayanan@cognizant.com

Role & responsibilities: Interact with client stakeholders and ensure KPI delivery. Prepare and review weekly, daily, and monthly reports with clients. Ensure team members meet productivity and quality targets; recommend corrective actions for underperformers. Resolve daily operational, administrative, and technical issues. Manage and respond to client escalations promptly. Conduct legal research on bankruptcy laws and regulations. Submit reports accurately and on time. Review and revise quality and productivity targets monthly. Ensure completion of all required trainings for self and team; nominate for additional trainings. Keep management informed of team needs, staffing, and performance issues. Conduct training for new hires as needed. Mentor Bankruptcy associates and assist with scheduling, meetings, and training. Assist associates with escalated accounts and ensure timely resolution. Be available to assist Bankruptcy associates. Meet daily productivity metrics. Perform quality reviews for new hires and existing employees. Assist with investor, insurer, and client reporting requests. Act as the point of contact for new hires and existing employees. Perform additional projects and duties as assigned by management. Preferred candidate profile Graduate in any discipline 4-5 years of experience in BPO, specifically in the US Mortgage Bankruptcy domain Minimum of 2 years in a team handling role Prioritizing and time management Planning and organizing skills Good knowledge of MS Office Flexibility to work in different shifts Acceptability by the team Good written and verbal communication Knowledge of the US Mortgage Industry, specifically Bankruptcy Ability to meet goals and deadlines in a fast-paced environment.

Desired Candidate Profile 2-7 years of experience in SPE/SME roles related to US Mortgage, Bankruptcy, Loss Mitigation, Escrow processes. Strong understanding of mortgage servicing industry regulations and compliance requirements. Proficiency in processing loan modifications, foreclosures, bankruptcies, and escrow services.

Job description Job Title: Legal Associate Insolvency & Bankruptcy (KOLKATA) Location: Kolkata Job Type: Full-Time Male candidates preferred , domiciled in KOLKATA About the Role: We are seeking a dynamic and detail-oriented Legal Associate to join our team, assisting in insolvency and liquidation processes. This is a non-litigation, process-driven role offering hands-on experience in Corporate Insolvency Resolution Process (CIRP) and Liquidation . The selected candidate will work closely with the Insolvency Professional in managing distressed assets, compliance, and regulatory filings. Key Responsibilities: Assist the Insolvency Professional in managing CIRP and Liquidation cases. Verify and assess claims submitted by creditors. Take control and custody of assets, ensuring due process compliance. Coordinate with valuers for asset valuation. Organize and manage Committee of Creditors (CoC) and Stakeholders Consultation Committee (SCC) meetings , including preparing notices and minutes. Draft Information Memorandum and Auction Documents for distressed asset sales. Evaluate Resolution Plans submitted under CIRP. Facilitate auctions of assets in liquidation, ensuring compliance with regulations. Liaise with advocates and legal counsels for case filings and defense strategies. Ensure timely submission of compliance reports with the Insolvency and Bankruptcy Board of India (IBBI) . Travel for outstation assignments as required to assist the RP/Liquidator. Undertake any additional responsibilities as assigned by the team leader. Candidate Profile: Qualification: B.Com + LLB or Company Secretary (CS) Freshers can apply . Experience: Candidates with prior experience in an Insolvency Professional Entity (IPE) in a similar role will be preferred. (Higher salary range: 35,000 to 45,000 for experienced candidates). Skills & Attributes: Strong interpersonal and communication skills . High sense of responsibility and accountability . Ability to work within strict timelines . Willingness to travel for work-related assignments. Additional Requirements: Male candidates preferred , domiciled in KOLKATA

Job Title: US Mortgage Servicing Loss Mitigation / Bankruptcy / Foreclosure Location: Bangalore (Work from Office) Shift: US Shifts (Night Shifts) Salary: Up to 4.5 LPA Working Days: Monday to Friday (Saturday & Sunday fixed off) Joining: Immediate Joiners Only Key Responsibilities: Loss Mitigation: Review and process loss mitigation applications in accordance with investor/insurer guidelines. Evaluate borrower eligibility for various assistance programs (loan modifications, forbearance, repayment plans, etc.). Communicate and coordinate with internal departments for file progression and resolution. Bankruptcy: Monitor and process borrower bankruptcy cases (Chapters 7, 11, and 13). Ensure compliance with legal timelines, court orders, and investor guidelines. Work closely with legal teams and bankruptcy attorneys to ensure accurate updates and filings. Foreclosure: Track and process loans in various stages of foreclosure. Coordinate with attorneys, vendors, and internal teams for timely completion of milestones. Ensure all documentation and reporting requirements are met within SLA. Requirements: Minimum 13 years of experience in US mortgage servicing (preferably in Loss Mitigation, Bankruptcy, or Foreclosure). Strong understanding of US mortgage lifecycle and investor/insurer guidelines (FHA, VA, Fannie Mae, Freddie Mac). Excellent verbal and written communication skills. Attention to detail and ability to manage time effectively. Comfortable working in night shifts (US time zones). Perks & Benefits: Fixed weekend offs (Saturday & Sunday) Competitive salary up to 4.5 LPA Exposure to the US mortgage domain Work from office modern infrastructure Note: Only immediate joiners will be considered for this role. Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or @firstsource.com email addresses.

Job Title: SPE (Default Servicing) Key Result Areas (KRAs) Leadership: The SPE is responsible for maintaining constant process knowledge in the team. Responsible for maintaining and documenting all updates received from the business area. Will be a part of clients calls as required and will be responsible to update the teams alongside the Supervisors Responsible for cascading / providing training on new updates to all team members. Responsible for conducting the knowledge check. Responsible for suggesting and driving process improvements. Qualification: Graduate any discipline. 2 - 3 years of experience in BPO, U.S Mortgage/ Data Processing background (Default servicing Pre-foreclosure, Foreclosure / Bankruptcy /Loss mitigation, Bidding/ Property Preservation / REO ) Minimum of 2 years in the Process Associate role. Skill Sets Good interpersonal skills Good written and verbal Communication skills Self-motivated MS Office Knowledge Flexibility to work in different shifts (especially night shifts) US Mortgage Certification will be a value add.

Currently we are looking for "Default Servicing" to join our team! Mumbai Default Servicing * 1.6+ years of experience * Package is up to 5LPA * Work from office * US shift timing * Immediate to 1month notice Requirements * Must have 1+ years of relevant experience. * Graduate any discipline. * Skills required - Default servicing, Pre-foreclosure, Foreclosure / Bankruptcy /Loss mitigation, Bidding/ Property Preservation / REO. * US Mortgage Certification will be a value add. * Good written and verbal Communication skills. Interested candidates Contact HR Nikkitha @ 8655884774/ nikkitha@careeerguideline.com and also refer to the people who are seeking for job

Hiring for Team leader Process - Escrow / Loss mitigation Location - Hyderabad Timings - US Night shift Mode - Work From Office Notice Period - Immediate to 30 Days CTC - 10 to 13 Lpa TL - 5+yr exp in loss mitigation / Escrow & Us mortgage Interested Candidates contact HR Dinesh@ 8655512320 dinesh@careerguideline.com

Job Description Job Title : SME Reporting to : Team Manager/Team leader, Operations Objectives The SMEs objective is to actively assist a team in accordance with laid down procedures to achieve and maintain requisite standards of quality and productivity. He / she will report to the Team leader/Team Manager, Operations, who will be the first point of contact for any issues, questions, or concerns. Key Result Areas (KRAs) Operations: SME needs to be an expert in US Mortgage Loss Mitigation process (End to End) especially in Loan Document Intake, Trial Payment Plan Monitoring, Mod Fulfilment and identifying all kinds of Loss Mitigation documents. 4+ years experience working with US Mortgage Loss Mitigation in a servicing/collections environment. 1+ years of experience working with Fannie Mae, Freddie Mac, and Government guidelines required. The SME is responsible for maintaining constant Loss Mitigation end to end process knowledge in the team. Maintaining and documenting all process and investor updates received from the business area. Will be a part of clients calls as required and will be responsible to update the teams alongside the Supervisors. Regular cascading / providing training/ refreshers sessions on updates latest updates received from business and investors to all team members. Conduct the regular knowledge checks with the teams. Actively involved in suggesting and driving process improvements. Should have multi-tasking skills as a Trainer / QC / Processor and conduct refresher trainings / handle Quality sessions as per process requirement. Monitor and coach underperformers to improve their quality and efficiency. Be a part of the regular production and produce agreed numbers. Address and ensure resolution on all process related queries of the team members. Qualification: Graduate any discipline. 4 - 5 years of experience in BPO, US Mortgage/ Data Processing background. Minimum of 2 years in the Sr. Loss Mitigation/ Default Servicing / escrow Skill Sets Experience in Loss Mitigation, foreclosure, bankruptcy, and mortgage servicing life cycle. Should have knowledge of banking industry rules and regulations, and government regulations regarding Loss Mitigation/ Default Servicing / escrow The ability to multitask and follow mortgage-servicing guidelines accurately is imperative. Need to be well-versed with US Regulatory and investor guidelines. Good interpersonal skills Good written and verbal Communication skills Analytical and good judging skills Ability to grasp and learn quickly. Ability to coach Self-motivated MS Office Knowledge Ability to plan. Should be able to prioritize the daily work. Flexibility to work in different shifts. Open to work in night shifts If interested, please share your resume to priyadarshini.narayanan@cognizant.com

Job Title: NCLT Resolution Analyst / Acquisition Specialist Department: Commercial (NCLT) Reporting To: GM Commercial Location: Raipur ( Chhattisgarh ) Experience Required: 2 – 4 Years Qualification: CA / CS / LLB / MBA (Finance) Salary Range: 25,000 – 30,000 per month About the Role: We are looking for a dynamic and result-oriented NCLT Resolution Analyst / Acquisition Specialist to join our fast-paced Commercial team. The ideal candidate will be responsible for managing end-to-end resolution processes under the Insolvency and Bankruptcy Code (IBC), evaluating acquisition opportunities of distressed companies, and driving resolution plan submissions with a strategic, financial, and legal mindset. This is a high-impact role offering the opportunity to work directly with leadership, legal experts, and financial advisors, while gaining deep exposure to India's evolving insolvency and restructuring landscape. Key Responsibilities: Due Diligence & Analysis Conduct in-depth financial and operational due diligence of distressed assets under NCLT. Analyze financial statements, balance sheets, and liquidation reports to assess viability. Identify key risks, red flags, and turnaround potential of target companies. Valuation & Financial Modeling Develop business valuation models including DCF, liquidation value, replacement cost, and comparable company analysis. Build acquisition feasibility reports with recommendations on strategy, bid value, and return expectations. Resolution Planning Draft and structure resolution plans in line with IBC requirements and commercial goals. Coordinate and work closely with internal finance, legal, and business strategy teams to prepare and finalize resolution documents. Ensure timely submission of resolution plans to NCLT and related parties. Stakeholder Engagement Liaise with Insolvency Professionals (IRP/RP), creditors' committees, legal firms, and NCLT officials. Represent the company during resolution meetings, legal discussions, and plan negotiations. Maintain regular communication with stakeholders for alignment, updates, and compliance. Compliance & Monitoring Ensure adherence to all IBC regulations, timelines, and documentation standards. Monitor post-acquisition performance and integration of resolved companies into business operations. Prepare MIS and reports for management review and decision-making. Required Skills & Expertise: Strong understanding of IBC / NCLT procedures and CIRP lifecycle. Proficiency in financial modeling using MS Excel and valuation methods. Familiarity with legal and regulatory compliance under IBC framework. Excellent analytical, drafting, and report-writing capabilities. Ability to interpret complex financial and legal documents. Strong coordination and stakeholder management skills. Preferred Background: Prior experience in distressed asset acquisition , M&A , corporate restructuring , or private equity domains is highly desirable. Candidates with exposure to insolvency advisory firms , ARCs (Asset Reconstruction Companies) , or legal firms handling NCLT matters will be preferred.

10+ years of experience in a Manager role, in BPM, IT & ITES industry. - Operations/People/Stakeholder Management - "Mortgage/BFSI US International Experience in BPO/BPM Mandatory" Watsapp (Anuj - 8249759636) for further details.

A RP Sanjiv Goenka Group company. Firstsource is a leading provider of customized Business Process Management (BPM) services. We are trusted custodians and long-term partners to 100+ leading brands with a presence in the US, the UK, India, and Philippines. Our rightshore delivery model offers solutions covering the complete customer lifecycle across Healthcare, Telecommunications & Media and Banking, Financial Services and Insurance Verticals. Our clientele includes Fortune 500 & FTSE 100 companies Job Summary : A Team Lead should be a subject matter expert evidenced by currently working in live production and exceeding all productivity and quality goals. Ability to train and facilitate new recruits into live production anytime during their tenure. Prior experience in the sub process will be an added advantage Knowledge, Skills & Ability: 1. Knowledge of the US Mortgage Industry with Mortgage Servicing experience 2. Knowledge of different types of mortgage and its functioning and ability to read various servicing documents 3. Good communication skills (Written and Verbal) are required to understand and communicate with the vendors/clients 4. Strong Customer Service Skills, Negotiations Skills and Leadership skills required 5. Detail Oriented with good analytical skills and the ability to make decisions based on the situation 6. Ability to analyze the numbers and reconcile the data if required as per requirements. 7. Experience with reporting and analysis 8. Good email etiquette 9. Ability to handle and accomplish multiple tasks and resolve 10. Experience working in a team-oriented, collaborative environment 11. Should be able to effectively use a computer and be competent with MS office applications Responsibilities : 1. Supervise and lead a group associates to meet all SLAs relative to any and all functions in the Mortgage Servicing area (Supervision of workflows and work queues) 2. Maintain daily, weekly and monthly production reports 3. Coordinate activities of the department with the manager to include work flow monitoring, process improvement, training, reporting and special projects 4. Provide recommendations for strategies and process improvements to add value to teams and clients 5. Coordinate with other internal support teams to ensure seamless production by the operations team 6. Provide resolutions to complex escalated queries and complaints from external and internal customers 7. Must lead, coach, motivate and develop associates to deliver high quality reports to the clients to achieve or exceed set operational targets 8. Monitor and evaluate staff performance, attendance, also generate reports as necessary Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or @firstsource.com email addresses.

Location - Nariman Point, Mumbai Litigation Lawyer for IBC domain -Insolvency Bankruptcy Code Professional Associate Level (PA Level) NCLT Matters

Desired Candidate Profile 2-5 years of experience in Loan Servicing or Credit Underwriting (US Mortgage). Strong understanding of Construction Loan, Escrow, Loss Mitigation, and Residential Underwriting concepts. Proficiency in managing multiple tasks simultaneously while maintaining attention to detail. Excellent communication skills for effective collaboration with cross-functional teams.

Hiring for US Mortgage Post Closing Skill set: One year experince in Post closing /Loan origination is mandatory Freshers are not eligible Flexible to work in US shifts Work from home Salary max up to 3.5 LPA Need immediate joiners Qualification: Only graduates or Post graduates can apply Interested candidates can walk-in to the below address with your resume and one govt id proof Address: Brigade Tech Gardens, Kundalahalli, Brookefields Green Avenue, Kundalahalli, ITPL Main Rd, Phase 2, Brookefield, Bengaluru, Karnataka 560037 Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or @firstsource.com email addresses.

Job Description of Subject Matter Expert (SME) Job Title : SME Reporting to : Team Manager/Team leader, Operations Objectives The SMEs objective is to actively assist a team in accordance with laid down procedures to achieve and maintain requisite standards of quality and productivity. He / she will report to the Team leader/Team Manager, Operations, who will be the first point of contact for any issues, questions, or concerns. Key Result Areas (KRAs) Operations: SME needs to be an expert in US Mortgage loan servicing especially in Loan Document Intake, Trial Payment Plan Monitoring, Mod Fulfilment and identifying all kinds of Loss Mitigation documents. • 4+ years experience working with US Mortgage in a servicing/collections environment. 1+ years of experience working with Fannie Mae, Freddie Mac, and Government guidelines required. The SME is responsible for maintaining constant Loss Mitigation end to end process knowledge in the team. Maintaining and documenting all process and investor updates received from the business area. Will be a part of clients calls as required and will be responsible to update the teams alongside the Supervisors. Regular cascading / providing training/ refreshers sessions on updates latest updates received from business and investors to all team members. Conduct the regular knowledge checks with the teams. Actively involved in suggesting and driving process improvements. Should have multi-tasking skills as a Trainer / QC / Processor and conduct refresher trainings / handle Quality sessions as per process requirement. Monitor and coach underperformers to improve their quality and efficiency. Be a part of the regular production and produce agreed numbers. Address and ensure resolution on all process related queries of the team members. Qualification: Diploma / Graduate any discipline. 4 - 5 years of experience in BPO, US Mortgage loan servicing . Skill Sets Experience in Loss Mitigation, foreclosure, bankruptcy, and mortgage servicing life cycle. Should have knowledge of banking industry rules and regulations, and government regulations regarding Loss Mitigation. The ability to multitask and follow mortgage-servicing guidelines accurately is imperative. Need to be well-versed with US Regulatory and investor guidelines. Good interpersonal skills Good written and verbal Communication skills Analytical and good judging skills Ability to grasp and learn quickly. Ability to coach Self-motivated MS Office Knowledge Ability to plan. Should be able to prioritize the daily work. Flexibility to work in different shifts. US -Mortgage Certification will be a value add. Should be willing to work from office and in night shifts If interested, please share your resume to priyadarshini.narayanan@cognizant.com

Description for Team Leader Objectives The Team Leader will be required to lead large teams independently, which will be in the range of about 25-30 members and ensures all operational duties are carried out in accordance with scheduled rosters and documented policies, and the SLAs set by the client are met. Key Result Areas (KRAs) Leadership: The Team Leader is expected to actively lead and motivate the team for whom he / she is the primary point of contact. The Team Leader is expected to be close to the team and be aware of issues, including potential issues, within the team and appropriately resolve / escalate the same. The Team Leader should be aware of the strengths and weaknesses of his / her team members and provide them with appropriate guidance and direction. The Team Leader is expected to actively promote the company ethos, and create and maintain an environment which encourages retention. The Team Leader is expected to identify and implement feasible solutions to issues which could lead to attrition. Operations: Leads a team of 60 associates and motivates them to achieve the team, project and client SLA. Consistently achieves all KPI's and SLA's set by the clients with strict adherence to Quality parameters. Uses quality tools to ensure that there is maximum efficiency & productivity Manages team responsibilities and allocates work to the Team Leaders/SMEs as appropriate. Develop and maintain superior customer connect Appraises the teams on their performance and provides regular feedback. Manages the performance appraisal process / rating . Interacts with support team to manage HR, Risk and other admin activities Follow the governance mechanism established with the client Keep track of all customer feedback/ process issues. Drive actions towards delivery excellence Resource Planning, Recruitment and Work Allocation Ensure that all committed deliverables and services are rendered on schedule and at the defined quality levels Interview and hire new associates as needed to support the growth of the business Prepare and send operational reports and information to management and stakeholders Ensure Compliance and controllership Supervise associates by monitoring volumes and patterns and schedule adherence. Maintain up to date knowledge of government regulations and real estate laws Teamwork: The Team Leader is expected to create and maintain an environment that fosters teamwork, in which each member is an eager contributor. The Team Leader is expected each team member is a functional unit of a very cohesive team and share a close bond with their peers. The Team Leader is expected to actively participate and encourage participation in team events. Continuous Improvement: The Team Leader is expected to constantly improve upon current performances and raise the bar of expectations and standards. The Team Leader is also expected to contribute ideas / suggestions which improve the process efficiency or enhance the way we work. The Team Leader should constantly strive to invite suggestions from the team and implement them if found feasible. Appraisals: The Team Leader is expected to conduct and document appraisal reviews of the team members on at least a monthly basis. The Team Leader should give feedback to individual team members in a manner not offensive to the team member, focusing on the performance rather than the personality of the individual, in an unbiased and unprejudiced way. The Team Leader should be objective and specific while delivering feedback and avoid being general. Qualification: Graduate with excellent communications skills (oral & written) Total 5-8 years of experience with a minimum of 4 years of supervisory experience Strong management/people skills US Mortgage Servicing Experience Required (core) Strong organizational, planning, and analytical skills. Good mathematical and statistical skills for analysis of data and generation of reports. Skill Sets Good interpersonal skills Prioritizing and Time Management Planning and Organizing Skills Good Knowledge of MS-office Flexibility to work in different shifts Acceptability by the team Good written and verbal communication US Mortgage Servicing Industry knowledge Knowledge of six sigma / quality tools and automation

Looking for Experience in below skill set Areas of Expertise: Active Servicing, Default loans handling, Loss Mitigation, Bankruptcy, Loss Analysis, Foreclosure, REO, Flood Insurance, Hazard Insurance, Consumer reporting & Escrow Administration Team Leader Job Location-Sholinganallur, Chennai Shift-Night Shift Cab Facility-One way cab facility Notice Period- Immediate Joiners to 1 Month Experience-4 to 8 Years Team Leader on Papers for 1 to 2 Years Interested Please Contact Krishna-8072255275

Advise on multiple regulatory matters related with Securities laws and capital markets regulations and other corporate laws like Companies Act, LODR, ICDR, SEBI Laws and Regulations etc. Advising and assisting the functional teams on key regulatory issues having legal implications, review of Show cause notices and orders passed by Committee etc. Tracking latest circulars, amendments etc and updating management about new changes particularly on SEBI laws and regulations impacting listed companies, brokers and capital markets in general. Facilitate in developing and drafting various policies and SOP as applicable, identify and provide guidance and legal support for addressing various legal issues having regulatory and business ramifications and assisting company in its representations before statutory and regulatory authorities and industry bodies and providing legal opinions. Implement effective risk management techniques and offer proactive advice on possible legal issues, communicate and negotiate with external parties (regulators, external law firms etc.), creating relations of trust and build in roads with external parties in a constructive manner for the orderly development of securities market and for adoption of best practices. Educational Qualifications: Essential - Graduate / Postgraduate in Law Good to have: CS (Company Secretary) with Law Individual must possess a minimum of 8- 10 years of experience including 3 to 5 years in managing a team, independently handling regulatory advisory role

Job Description of Subject Matter Expert (SME) Job Title : SME Reporting to : Team Manager/Team leader, Operations Objectives The SMEs objective is to actively assist a team in accordance with laid down procedures to achieve and maintain requisite standards of quality and productivity. He / she will report to the Team leader/Team Manager, Operations, who will be the first point of contact for any issues, questions, or concerns. Key Result Areas (KRAs) Operations: SME needs to be an expert in US Mortgage loan servicing especially in Loan Document Intake, Trial Payment Plan Monitoring, Mod Fulfilment and identifying all kinds of Loss Mitigation documents. • 4+ years experience working with US Mortgage in a servicing/collections environment. 1+ years of experience working with Fannie Mae, Freddie Mac, and Government guidelines required. The SME is responsible for maintaining constant Loss Mitigation end to end process knowledge in the team. Maintaining and documenting all process and investor updates received from the business area. Will be a part of clients calls as required and will be responsible to update the teams alongside the Supervisors. Regular cascading / providing training/ refreshers sessions on updates latest updates received from business and investors to all team members. Conduct the regular knowledge checks with the teams. Actively involved in suggesting and driving process improvements. Should have multi-tasking skills as a Trainer / QC / Processor and conduct refresher trainings / handle Quality sessions as per process requirement. Monitor and coach underperformers to improve their quality and efficiency. Be a part of the regular production and produce agreed numbers. Address and ensure resolution on all process related queries of the team members. Qualification: Diploma / Graduate any discipline. 4 - 5 years of experience in BPO, US Mortgage loan servicing . Skill Sets Experience in Loss Mitigation, foreclosure, bankruptcy, and mortgage servicing life cycle. Should have knowledge of banking industry rules and regulations, and government regulations regarding Loss Mitigation. The ability to multitask and follow mortgage-servicing guidelines accurately is imperative. Need to be well-versed with US Regulatory and investor guidelines. Good interpersonal skills Good written and verbal Communication skills Analytical and good judging skills Ability to grasp and learn quickly. Ability to coach Self-motivated MS Office Knowledge Ability to plan. Should be able to prioritize the daily work. Flexibility to work in different shifts. US -Mortgage Certification will be a value add. Should be willing to work from office and in night shifts If interested, please share your resume to priyadarshini.narayanan@cognizant.com

Position- Bankruptcy QC Associate POSITION SUMMARY-The BK QC Associate plays a critical role in reviewing and ensuring quality standards, processing accuracy and compliance as per predefined checklist. This position requires an understanding of legal documentation, including but not limited to court orders, retainer agreement, affidavits, and BK filings, which are essential for to deliver its services. The BK QC Associate will collaborate closely with the BK Coordinators from both US and IND businesses to execute daily responsibilities. Shift Timing- 2 PM to 9 PM / 3 PM to 12 midnight / 6 pm to 3 am / 9 pm to 6 am JOB RESPONSIBILITIES- Collaborate with onshore and offshore teams to ensure quality compliances and processing accuracy for daily operations. Independently audit population/sample proportion of the processed tickets basis the predefined checklist for the tickets assigned via email, Salesforce, Jit Bit, RAGIC, ARCHER Connect and other data sources, at a set frequency as defined by the business. Ensure random audits, at least twice or thrice per month, to check documentation around the BK Claimants. Perform random sample checks on the communication sent/received to/from Trustees. Accurately review and interpret legal especially court motions/orders, affidavits, PACER reports, and legal heirship documents. Build up a quick learning curve to ensure an in-depth understanding of the Standard Operating Procedures (SOPs) and training materials. Setup weekly connect with business for TNI in collaboration with trainers for SOP updates & PKT requirements. Create weekly/monthly reports for the audits performed on the set frequency and report out to supervisor and business with requisite analytics & inferences. The report should be inclusive of root cause and CAPA (Corrective Action/Preventive Action) for the defects/deficiencies identified during quality audits. Technical Skills: Advanced proficiency in MS Office, including Excel & PowerPoint, MS Teams and Outlook. Experience in quality audits of legal documents/ email communications. Should have the ability to comprehend legal terminologies and scope of work required during quality audits. To have understanding and maintain checklist of requisite state/district wise requirements if any Strong data analysis capabilities, with an eye for detail to identify errors. Exceptional written and verbal communication skills, with the ability to derive insights from information provided. Analytical problem-solving skills for addressing complex issues. Basic understanding of tools and techniques such as CAPA, RCA, FMEA, SPC & 7 QC tools.