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Banking Officer

Banking Officer

HRQuadrant

1 years

0 Lacs

Pathanamthitta Kerala India

Posted:1 month ago| Platform:

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Skills Required

drive analysis planning risk metrics upselling management service regulations finance marketing communication negotiation

Work Mode

On-site

Job Type

Full Time

Job Description

Roles And Responsibilities Work closely with banking channel and bancassurance teams to generate leads and drive insurance sales through warm referrals and the banks existing customer base . Conduct financial needs analysis to recommend suitable life insurance products such as term insurance , ULIPs , and investment-linked insurance plans . Provide personalized financial planning advice, helping customers understand risk coverage , wealth protection , and investment options . Promote a wide range of insurance solutions aligned with clients' needs while meeting sales targets and other performance metrics. Engage in cross-selling and upselling to increase customer value and strengthen customer relationship management . Maintain regular follow-ups and offer after-sales service to build long-term client trust. Educate clients on insurance benefits , retirement planning , and family protection , empowering them to make informed financial decisions. Stay informed about IRDAI regulations , industry trends , and market dynamics affecting the insurance and BFSI sector . Key Skills And Qualifications Bachelors degree in Business Administration , Finance , Marketing , or a related field. Minimum 1 year of sales experience in insurance , financial services , or the BFSI industry . Excellent communication , negotiation , and relationship-building skills. Proficient in insurance products , investment advisory , and financial services sales techniques . Proven record in target achievement , sales conversion , and lead generation . This job is provided by Shine.com Show more Show less

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Banking Officer