Job Description

Note: You will be on roll of Centillion Solution Services and will be working at client location Client :Aadhar Housing Finance Limited Location :Thane and Banglore Role & responsibilities Home Loan files auditing, details of documentation in commercial Equipment loans. • Completeness of key documentation in the loan files such as financial documents, credit verifications, CIBIL checks, sanction approvals KYC etc. • Compliance with customer policy and checklist on lending norms and quality. • Terminologies relating to home loans, mortgages, encumbrance certificates / log in / disbursement / credit appraisals, ideas about Company law/ Partnership act/Sanction letter /loan agreement etc. • Own 2-wheeler as per distance required. • Experience working with inaccessible data via access. • Good understanding of the full audit development cycle • Risk Based process audit approach. • Protects assets by ensuring compliance with internal control procedures and regulations. • Ensures compliance with established internal control procedures by examining records, reports, operating practices, and documentation. • Verifies assets and liabilities by comparing items to documentation. • Completes audit workpapers by documenting audit tests and findings. • Appraises adequacy of internal control systems by completing audit questionnaires. • Maintains internal control systems by updating audit programs and questionnaires and recommending new policies and procedures. • Communicates audit findings by preparing a final report and discussing findings with auditees. Preferred candidate profile Any graduate with Min 1-4yrs experience working in home loan audit would be plus. • Travel to business locations domestically. • Proficient in use of MS Office applications (Excel, Word, PowerPoint) • Strong interpersonal skills within the team and with the process owners. • Ability to analyze a wide range of operational and regulatory data and draw appropriate conclusions. • Should have strong knowledge in KYC Compliance. • Reporting research results. • Thoroughness. • Understanding of applicable accounting and banking laws. • Presentation skills. • Strong ethics, with an ability to manage confidential data. • Integrity. • Should have strong documentation skills. • Attention to detail.