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Associate - Risk

Associate - Risk

Uni Cards

1 - 2 years

8 - 9 Lacs

bengaluru

Posted:1 day ago| Platform: GlassDoor logo

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Skills Required

risk analysis analyze riskmetrics data support experimentation analytics reporting consistency compliance sql

Work Mode

On-site

Job Type

Part Time

Job Description

Bangalore, Karnataka, India

Department

Risk

Job posted on

Sep 22, 2025

Employment type

Head Office

Risk Associate

Responsibilities

Risk Analysis & Monitoring

Analyze credit risk,fraudrisk, andoperational risk across customer journeys.
Buildandmaintaindashboards tomonitor riskmetrics, exposures, andperformance.
Identify anomalies, trends, andearly warningsignals inportfolioperformance.

Data Insights & Modelling

Work withlargedatasets touncoverpatterns impactingcredit andfraudrisk.
Support thedesignandevaluationof credit riskmodels andscorecards.
Assist inbuildingframeworks for risk segmentationandcustomerprofiling.

Experimentation & Process Improvement

Partner withproduct andbusiness teams todesignexperiments andpolicies that balancegrowth withrisk.
Support A/B testingof risk rules andstrategies;measure impact onperformance.
Providedata-backedrecommendations to strengthencontrols while enablingscale.

Stakeholder Collaboration

Collaborate closely withcross-functional teams (Risk, Product, Operations, and Analytics) to alignonstrategies.
Present findings ina clear andstructuredmanner to supportdecision-making.

Reporting & Governance

Ownthe reportingof key risk KPIs and MIS tomanagement.
Ensuredata accuracy, consistency, andintegrity across reports.
Support compliance andregulatory reportingrequirements asneeded.

Qualifications

Bachelor’sdegree froma Tier-1institution(IITpreferred).
1–2 years of work experience inanalytics,data science, or a relateddomain.
Exposure to Fintech/ Credit space is a strongadvantage.
Familiarity withExcel, SQL, and Python(hands-onexperiencepreferred).
Stronganalytical,problem-solving, andcommunicationskills.
Ability to workdirectly withbusiness andrisk teams ina fast-paced, evolving environment.

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