Associate Relationship Manager-LAP

Job Description

Job Requirements Position: Associate Relationship Manager-LAP Company Name: IDFC FIRST Bank Job Type: Full-Time Job Category: Retail Banking Department: Retail Banking > Rural Banking > Assets > Mortgages Location: Naini, Prayagraj, Uttar Pradesh, India IDFC FIRST Bank is seeking a highly motivated and experienced Associate Relationship Manager-LAP to join our Retail Banking team. As an Associate Relationship Manager, you will be responsible for managing and growing the bank's portfolio of mortgage loans in the rural banking sector. Key Responsibilities Develop and maintain relationships with existing and potential customers in the rural banking sector Identify and acquire new customers through various channels such as referrals, cold calling, and networking Conduct thorough financial analysis and risk assessment of potential customers to determine their creditworthiness Structure and negotiate loan terms and conditions with customers Monitor and manage the performance of the existing loan portfolio, ensuring timely repayments and minimizing delinquencies Cross-sell other banking products and services to customers to increase revenue and deepen relationships Stay updated on market trends and competition to identify potential business opportunities Collaborate with other departments within the bank to provide excellent customer service and ensure smooth loan processing and disbursement Qualifications Bachelor's degree in Finance, Business Administration, or a related field Minimum of 2 years of experience in retail banking, preferably in the rural banking sector Strong understanding of mortgage loan products and processes Excellent communication and interpersonal skills Proven track record of meeting and exceeding sales targets Ability to work independently and in a team environment Proficient in MS Office and other relevant software We offer a competitive salary and benefits package, as well as opportunities for career growth and development. If you are a self-starter with a passion for sales and a drive to succeed, we want to hear from you. Apply now to join our dynamic team at IDFC FIRST Bank as an Associate Relationship Manager-LAP. Show more Show less