Assistant Relationship Manager-Rural Business Banking

The role of Relationship Manager - Rural Business Banking in the Retail Banking department involves providing financial solutions to meet the working requirements of Rural business banking customers. The primary objective is to deliver best-in-class relationship management and customer experience to establish the bank as their preferred banking partner. As the role bearer, you will be responsible for acquiring new-to-bank clients for assets, liabilities, and FX services. Collaboration with product and operations teams is essential to drive effective customer acquisition, servicing, and deepening. Your key responsibilities will include acquiring new customers for business banking, with a focus on credit assessment. It is crucial to possess knowledge in areas such as liability management, Forex services, trade relationships, delinquency management, relationship management, and maintaining an analytical mindset. Effective portfolio management through continuous monitoring, renewals, enhancement, and retention will be a significant aspect of the role. Developing strong relationships with branch banking for cross-leveraging and synergy optimization within the bank ecosystem is essential. You will be expected to evaluate growth strategies based on competitor analysis and customer feedback, recommending process improvements to enhance service quality across the branch network. Sales planning, conceptualizing promotions, and marketing initiatives are integral parts of the role. Understanding financial statements, credit assessment, and title-security documents are critical for success. Additionally, contributing to product knowledge by sharing competitor data and supporting new product development for existing and new customer segments will be part of your responsibilities. In terms of managerial and leadership responsibilities, you will be required to foster a collaborative work culture between the branch, assets team, and support structure to empower front-line teams. Building, growing, and nurturing a team of Relationship Managers within the region will be a key leadership task. The ideal candidate for this role should hold a graduation degree in BA, BCom, BBA, BSc, BTech, BE, or any other relevant field. An experience ranging from 0 to 2 years in a similar role is preferred.,