Area Credit Manager - Bangalore

Piramal Finance

10 - 15 years

7 - 13 Lacs

Bengaluru

Posted:4 hours ago| Platform:

Apply

Skills Required

Lap Loans Credit Underwriting

Work Mode

Work from Office

Job Type

Full Time

Job Description

Role & responsibilities

This is an Individual Contributor Role.
Review credit evaluation reports, evaluate borrower risk, transaction and underlying security and make recommendations in line with the assessment
Responsible for sanction decisioning as per the Credit Appraisal process and deviation matrix
Collaborate with technical and legal teams for comprehensive assessment for underwriting and maintaining TAT of the complete loan sanctioning timelines
Monitor compliance to the credit policy and processes to ensure that the right quality of business being sourced, and the delinquencies are kept under the identified targets
Mentor and guide the branch credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations.
Monitor productivity level of branch credit manager and conduct periodic branch visits for supervision and better oversight.
Assess the training and development needs of the team and continuously improve underwriting capability
Should be willing to adapt to digital tools and processes

Preferred candidate profile

10-15 years of relevant experience in Credit underwriting high value LAP
Deep understanding and focus on risk, controls, compliance and regulatory framework and ability to apply knowledge on credit policy in assessing inherent risks, if any
Knowledge of local markets and trends in retail lending
Deep experience & understanding of retail financial services across NBFCs, banking
Ability to liaison & follow-up with external and internal stakeholders
Understanding of CIBIL and other checks required to validate customers credibility

More Jobs at Piramal Finance

Recruitment Manager (Volume Hiring, Non-Tech)

Bengaluru

4 - 7 yrs

INR 4 - 8 Lacs

Senior Relationship Manager

Gurugram, Haryana, India

8 - 12 yrs

Salary: Not disclosed

Cluster Sales Manager- MSME Secured

Ahmedabad, Mumbai (All Areas)

5 - 10 yrs

INR 11 - 17 Lacs

Hiring HR-Intern For Coimbatore

Coimbatore

Experience: Not specified

INR 0 - 0 Lacs

Cluster Manager - Credit Underwriting Micro LAP

Virudhunagar

10 - 15 yrs

INR 10 - 15 Lacs

Mock Interview

Practice Video Interview with JobPe AI

Start Job-Specific Interview

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.