Area credit manager - Mortgage- Aurangabad

1 - 5 years

8 - 13 Lacs

Aurangabad

Posted:1 day ago| Platform: Naukri logo

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Skills Required

Credit Analysis Mortgage Credit Underwriting Loan Against Property Home Loans Lap Working Capital

Work Mode

Work from Office

Job Type

Full Time

Job Description

Designation - Credit Manager Location - Aurangabad Preferred CA candidates EXPERIENCE IN MORTGAGE/ LAP/ HOME LOANS IS IMPORTANT. Role & responsibilities To Assess and conduct detailed credit analysis & evaluation of lending proposals for approval / decision at the local level or further recommendation for approval/ decision at the Regional / National / Credit Committee levels. To perform direct and thorough investigation and obtain relevant credit information through personal interaction with customer. To undertake detailed external research and market feedback including banker, Suppliers, customers on the loan proposal and evaluate the proposal in accordance. To submit Credit Appraisal Memo to the Regional Credit Manager for each proposal highlighting the key risks associated with the borrower to enable a prudent credit lending decision. Ensuring no loss of revenue by issuing proper sanction letter as per approvals are being issued, capturing the right deviation while assessing the case To ensure document execution from RMs & the handover of complete documentation to MOG for disbursement of loans. Ensuring proper mortgage is created in favour of organization. Ensuring the underlying security mortgaged is marketable and having a clear title. To monitor the existing portfolios based on designed formats and parameters To adhere to compliance policies in proposal evaluation To ensure compliance with robust documentation mechanism To prepare regular MIS for areas under risk management and give presentation to various stakeholders

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Transace Tax Hr Advisors
Transace Tax Hr Advisors

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50 Employees

5 Jobs

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