VP - Credit Operations

10 - 15 years

20 - 25 Lacs

Posted:-1 days ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

  • Ensure the highest levels of service to both internal and external customers, and with an objective of protecting the interests of the bank at all times
  • Checking Drawdown and Loan disbursement requests
  • Manage team to effectively deliver transactional support to the businesses.
  • Ensure adequate controls in the entire transaction processing processes.
  • Approve transactions within the limits of authority.
  • Ensure various checks and controls are applied across all in the team in processing drawdown requests, post compliance to requirements like receipt of drawdown request letters, approvals, limits, etc
  • Ensure that all drawdown requests received within the SLA are completed without delay to avoid any instance of loss of interest / charges to the bank or customer.
  • Agreed upon SLAs to be met and monitored at regular intervals.
  • Improve turnaround times and reduce costs and error rates and quality and we'll as efficiency
  • Work on various automation opportunities to improve the processes and delivery capabilities.
  • Ensure compliance with regulatory and internal guidelines.
  • Provide need based and time sensitive MIS.
  • To ensure proper Housekeeping.
Requirements
  • Minimum Bachelor s degree / Graduation or as required for the role, whichever is higher
  • The job holder must have knowledge and experience of having worked within Credit Services and be able to deal in a complex legal environment and Indian regulations.
  • Knowledge of all aspects of Commercial Banking with a background in Corporate Banking / Trade Finance / Credit Operations / Administration.
  • Knowledge of Group Credit systems, policies and procedures.
  • Knowledge of local laws and regulations.
  • Good Analytical skills to analyze information received.
  • Good verbal and written communication skills.
  • Good interpersonal skills.
  • Strong knowledge of Credit and Lending related processes

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Hsbc

Financial Services

London

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