US Mortgage Processor

US Mortgage Processor
Location: Infopark, Kochi
Qualification: Graduation (Mandatory, B.Tech excluded)
Experience: Minimum 1 to 3 years of experience in US Mortgage underwriting required
Work Days: 5 Days a Week
Salary: Upto 6 LPA (Based on previous experience and package)
Shift: 6 PM- 3AM
Immediate Joiners are Preferred

Requirements

• Strong familiarity with FNMA and FHLMC guidelines is mandatory.
• Proficiency in Automated Underwriting Systems (AUS).
• Experience in credit, income, asset, and property document analysis.
• Laura Mac experience is a plus.
• Strong verbal and written communication skills

Responsibilities

• Assess complex loan transactions, including credit reports, income documents, asset verification, appraisals, and title documents, ensuring compliance with FNMA/FHLMC guidelines.
• Perform credit analysis and risk assessment to determine borrower eligibility.
• Conduct financial statement analysis including tax returns, pay stubs, W-2s, and bank statements.
• Validate and analyze loan applications using Automated Underwriting Systems (AUS).
• Conduct property valuation and appraisal review to confirm market value and guideline adherence.

Job Types: Full-time, Permanent

Pay: ₹35,000.00 - ₹45,000.00 per month

Benefits:

• Health insurance
• Provident Fund

Ability to commute/relocate:

• Kochi, Kerala: Reliably commute or planning to relocate before starting work (Required)

Application Question(s):

• Are you okay with joining on December 2nd?
• Do you hold a valid degree other than B.Tech?

Education:

• Bachelor's (Required)

Experience:

• US Mortgage underwriting: 3 years (Required)

Language:

• English (Required)

Shift availability:

• Night Shift (Preferred)

Work Location: In person