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Infinity Data Technologies
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Us Mortgage Analyst- credit domain

Us Mortgage Analyst- credit domain

Infinity Data Technologies

2 - 7 years

0 - 3 Lacs

pune bengaluru

Posted:20 hours ago| Platform:

Apply

Skills Required

live underwriting us mortgage underwriting 4cs us residential mortgage income calculation credit analysis credit reporting asset statements

Work Mode

Work from Office

Job Type

Full Time

Job Description

Job Opportunity US Mortgage Underwriter - Credit - Work from Office

Company Profile:

Post US Mortgage Underwriter - Credit

Location - Bangalore & Pune - WORK FROM OFFICE

Job Shift - Night (7 Pm to 5 Am) - 5 Days a Week Saturday & Sunday Off

Transport Travelling to be Managed by Self

Immediate joiners preferred

Good exposure to work and good salary

Required Skills & Job Responsibilities U.S. Mortgage Underwriter:

Strong understanding of
U.S. residential mortgage
products and investor guidelines.
Excellent analytical and decision-making skills, with a focus on maintaining data integrity and accuracy in all underwriting documentation and systems.
Ability to analyze credit reports, income documents, asset statements, and property appraisals to ensure compliance with investor guidelines.
Strong working knowledge of 4Cs & Income Calculation
Experience r
eviewing and verifying W-2s, pay stubs, tax returns, bank statements, appraisal reports, and other documentation.
S
killed in evaluating borrower credit reports, calculating DTI (Debt-to-Income) ratios, and calculation various income types (base, self-employment, rental income).
Strong attention to identifying red flags and applying risk-based decision-making.
Excellent verbal and written communication skills.

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