48 4Cs Jobs

Job Summary: We are looking for experienced US QM Loan Underwriters to join our team supporting U.S.-based lenders. This role involves end-to-end review and decisioning of residential mortgage loan files in alignment with Qualified Mortgage (QM) standards, Fannie Mae/Freddie Mac, Agencies (FHA, VA, USDA) guidelines, and client-specific overlays. The underwriter will work closely with U.S.-based stakeholders to deliver timely and accurate underwriting decisions from our offshore location. Key Responsibilities: Review and assess borrower documentation including income, assets, credit reports, and appraisals to determine loan eligibility under QM and agency guidelines. Use AUS tools (DU/LPA) to...

As a US Mortgage Live Underwriter Process Associate at our company, you will be responsible for underwriting US mortgages in a live environment. Your key responsibilities will include: - Conducting live underwriting for US mortgages - Ensuring compliance with the 4 C's of underwriting - Capacity, Credit, Collateral, and Capital - Providing accurate and timely underwriting decisions To qualify for this role, you should have: - At least 2 years of experience in underwriting US mortgages - Proficiency in live underwriting processes - Strong knowledge of the 4 C's of underwriting If you are interested in this position and meet the qualifications, please share your resume with us at rani.esteru@b...

As a US Mortgage Live Underwriter Process Associate at our company, you will be responsible for underwriting US mortgages in a live environment. Your key responsibilities will include: - Conducting live underwriting for US mortgages - Ensuring compliance with the 4 C's of underwriting - Capacity, Credit, Collateral, and Capital - Providing accurate and timely underwriting decisions To qualify for this role, you should have: - At least 2 years of experience in underwriting US mortgages - Proficiency in live underwriting processes - Strong knowledge of the 4 C's of underwriting If you are interested in this position and meet the qualifications, please share your resume with us at rani.esteru@b...

Company Profile: Infinity IPS Founded in 2003, Infinity IPS is a mortgage industry leader in providing end-to-end services and solutions. We specialize in mortgage due diligence, pre-fund and post-close quality control, mortgage servicing reviews and loan brokering services. We are vetted by all 5 major rating agencies and hold 3rd position in due diligence market share for RMBS securitization. Our clients are financial entities including investment banks, commercial banks, mortgage companies, government agencies and mortgage insurers Post Assistant Manager Operations for US Mortgage - Work from Office Location – Pune Job Shift – (Night Shift) 5 Days Working ONLY PERSON WITH TEAM LEADING EXP...

Role & responsibilities Analyze complete files, including Borrower creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance. Utilize automated underwriting systems such as Desktop Underwriter and Loan Prospector in order to assist in the execution of the duties and responsibilities of the role. Compare automated underwriting to specific loan-file criteria in order to determine whether waiver or deviation from suggested guidelines may be appropriate. Work with loan originators and production staff to acquire required documents in order to verify the income and employment details of the applicant, review the applican...

Job Opportunity US Mortgage Underwriter - Credit - Work from Office Company Profile: Infinity IPS Founded in 2003, Infinity IPS is a mortgage industry leader in providing end-to-end services and solutions. We specialize in mortgage due diligence, pre-fund and post-close quality control, mortgage servicing reviews and loan brokering services. We are vetted by all 5 major rating agencies. Our clients are financial entities including investment banks, commercial banks, mortgage companies, government agencies and mortgage insurers Post US Mortgage Underwriter - Credit Location - Bangalore & Pune - WORK FROM OFFICE Job Shift - Night (7 Pm to 5 Am) - 5 Days a Week Saturday & Sunday Off Transport T...

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Senior Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 5 to 10 Years Must Have Skills : 1. Live underwriters 2. 4C's 3. Residential Underwriting 4. US Mortgage 5. Collateral Capacity 6. Credit & Income Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, complet...

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Senior Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 4 to 8 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accur...

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Senior Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 4 to 8 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accur...

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 3 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, c...

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 3 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, c...

Designation - QA - Underwriting Level L3 Shift US night shift ( WFO) Qualification - Graduate JD:Position Overview: The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizationa...

Job Opening: Senior Associate Live Underwriting (4Cs) Experience is mandatory. Company: Sutherland Location: Navi Mumbai (WFH) Experience Required: 13 Years Shift Timing: 6.30 PM 6:30 AM (US Shift) Weekends Off: Any 2 rotational off Notice Period: Immediate Joiners Preferred Employment Type: Full-Time About the Role We are hiring skilled and detail-oriented Live Underwriters to join our lending team. This role is critical in evaluating loan applications, assessing borrower creditworthiness, and ensuring compliance with lending regulations. Key Responsibilities Review loan applications and supporting documents (income, credit, property valuations) Analyze financial statements, tax returns, em...

Essential qualification: Graduate in any stream Diploma in diamond grading from a reputed institute Experience: Minimum 3 years of experience in complete grading of loose and mounted diamonds (4 Cs) as per GIA grading scale. Proficient in using various gemmological and grading tools like microscope, cut scanner, diamond screening machines for separating natural and lab-grown diamonds or non-diamonds. Grading experience in laboratory environment is preferred. Key responsibilities 1. Grading and Certification: Grade diamonds based on the 4Cs (Carat, Cut, Color, and Clarity) using international grading systems (e.g., GIA). Provide precise measurements of diamonds, including carat weight, table ...

The position of US Mortgage Live Underwriter Process Associate is currently open for hiring in Bangalore. The ideal candidate should have a minimum of 2 years of experience in US Mortgage and live underwriting, with a good understanding of 4C's. This is a work from office role, and the selected candidate should be able to join immediately or within 30 days of notice. If you possess the required skills and experience and are interested in this opportunity, please share your resume with the following email address: rani.esteru@braceinfotech.com.,

Role & responsibilities Analyze complete files, including Borrower creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance. Utilize automated underwriting systems such as Desktop Underwriter and Loan Prospector in order to assist in the execution of the duties and responsibilities of the role. Compare automated underwriting to specific loan-file criteria in order to determine whether waiver or deviation from suggested guidelines may be appropriate. Work with loan originators and production staff to acquire required documents in order to verify the income and employment details of the applicant, review the applican...

As a Residential Underwriting professional, you will be responsible for evaluating and assessing residential mortgage applications in accordance with established guidelines and policies. Your expertise in residential underwriting will be crucial in ensuring the accuracy and quality of loan decisions. The ideal candidate for this role should possess substantial experience in residential underwriting, demonstrating proficiency in analyzing the 4Cs - capacity, credit, collateral, and capital. Your ability to effectively evaluate these factors will be instrumental in determining the creditworthiness of applicants. This position requires you to work in US shifts/WFO, so flexibility and adaptabili...

Face to Face Interview on 22nd and 23rd of August . Role- Live Underwriter ( Experience with 4Cs Framework/UW guidelines/non-QM UW ) US Mortgage Process Mandatory (Only Night Shifts) Interview- Assessment/ Ops Round / HR Round Job Overview Live Underwriter: - A Live Underwriter in U.S. mortgages evaluates loan applications, assesses borrower risk, and ensures compliance with lending guidelines (FHA, VA, Conventional, etc.). They review income, credit, assets, and property details to approve, suspend, or deny loans while working with loan officers and processors. Key Responsibilities: Loan Evaluation & Decision-Making Review and analyze mortgage loan applications for eligibility, accuracy, co...

Role- Live Underwriter ( Experience with 4Cs Framework/UW guidelines/non-QM UW ) US Mortgage Process Mandatory (Only Night Shifts) Share updated resume at siddhi.pandey@adecco.com or whatsapp at 6366783349 Interview- Assessment/ Ops Round / HR Round Job Overview Live Underwriter: - A Live Underwriter in U.S. mortgages evaluates loan applications, assesses borrower risk, and ensures compliance with lending guidelines (FHA, VA, Conventional, etc.). They review income, credit, assets, and property details to approve, suspend, or deny loans while working with loan officers and processors. Key Responsibilities: Loan Evaluation & Decision-Making Review and analyze mortgage loan applications for el...

Hiring for US Mortgage - Underwriting Requirements: Minimum 2 year of experience into Live Underwriting Location: Gurugram, Mumbai, Chennai, Bangalore, Hyderabad. Graduates & above CTC: Upto 12 lpa Work from home opportunity (US Shift) Sound knowledge of US Residential mortgage Exposure of Underwriting processes & guidelines Excellent critical thinking, problem solving and sound judgment Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts. Validate collateral and property valuations and assess appraisal documentation. Strong knowledge of FNMA, FHLMC, and optionally GNMA guidelines. Strong analysis wit...

Designation - QA - Underwriting Shift US night shift ( WFO) Qualification - Graduate JD: Position Overview: The Underwriters primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the clients loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communi...

Job Roles and Responsibilities: Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios Review Initial application - Verify loan, property, borrowers information with other available documents - Verify borrower's monthly income and expenses - Verify other relevant sections. Review all the docum...

Job Opportunity Credit Analyst US Mortgage Underwriting - Work from Office Company Profile: Infinity IPS Founded in 2003, Infinity IPS is a mortgage industry leader in providing end-to-end services and solutions. We specialize in mortgage due diligence, pre-fund and post-close quality control, mortgage servicing reviews and loan brokering services. We are vetted by all 5 major rating agencies. Our clients are financial entities including investment banks, commercial banks, mortgage companies, government agencies and mortgage insurers Post Credit Analyst US Mortgage Underwriting Location Bangalore Job Shift 7 pm to 5 am - Night - 5 Days a Week Saturday & Sunday Off Immediate Joiners Preferred...

Dear Applicant, Hiring for Live Underwriter(WFH) - F2F interview - US Residential Underwriting Location - Gurgaon - F2F Interview on 19th & 20th US Night shift 45days notice ctc upto 12lpa Work from home Minimum 3+yrs of exp required in underwriting 2yrs in live underwriting Key Responsibilities Review and underwrite U.S. residential mortgage loan files to ensure compliance with FNMA, FHLMC guidelines. Familiarity with GNMA and other investor guidelines is a strong plus. Conduct comprehensive analysis of borrowers credit, income, asset, and collateral (4Cs) to determine creditworthiness. Perform income analysis from salaried, self-employed (business), rental, and other sources, including com...

Designation - QA - Underwriting Level L3 Shift US night shift ( WFO) Qualification - Graduate JD: Position Overview: The Underwriters primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the clients loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational...