Unit Manager - Risk/Senior Unit Manager ...

Job Description

Job Purpose "This position is open with Bajaj Finance ltd." Design, implement and fine tune risk policies for Two Wheeler business with the objective of keeping portfolio loss within target. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Execute offer generation campaigns on a monthly basis by running the policy rules on customer database. Ensure generation and monitoring of control charts and exception reports Analyze risk metrics and conduct deep dive analysis Review portfolio on periodic basis across various risk metrices, maintain portfolio quality by managing loss rates, conducting loss analysis, & work closely with functional teams, RCU, Collections & Business teams Ensure policy documents are incorporated with any recent policy changes. Regular Monitoring of PDD aspects of Invoice, RC, Insurance, MMR 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Data management for large number of transactions Risk controls on execution of policies - Ongoing liaising with IT and BIU teams to ensure all policies, processes, data flow etc. 5. DECISIONS (Key decisions taken by job holder at his/her end) NA 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work Business, IT, BIU External Clients Roles you need to interact with outside the organization to enable success in your day to day work UW Team, Dealers 7. DIMENSIONS (Key numerical data which will reflect the scope and scale of activities concerning this job) Financial Dimensions (These should be quantifiable numerical amounts) NA Other Dimensions (Significant volume dimensions associated with the job) ‚ Total Team Size: 2 ‚ Number of Direct Reports:2 ‚ Number of Indirect Reports:0 ‚ Number of Outsourced employees:0 ‚ Number of locations:Pune ‚ Number of products:TW Required Qualifications and Experience 8. SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Bachelors Degree in Commerce, computer science, Math, Physics, Engineering, or related quantitative field Effective analytical, data management and presentation skills b)Work Experience Relevant experience of 4yrs+