Underwriter (US Residential Mortgage)

2 - 7 years

4 - 8 Lacs

Posted:5 days ago| Platform: Naukri logo

Apply

Work Mode

Work from Office

Job Type

Full Time

Job Description

4 Cs of UnderwritingCredit, Capacity, Capital, and Collateral

Role & responsibilities

  • Evaluate borrower profiles based on the

    4 Cs of Underwriting: Credit, Capacity, Capital, and Collateral

  • Review credit reports to assess creditworthiness
  • Calculate Debt-to-Income (DTI) and Loan-to-Value (LTV) ratios
  • Validate property value through appraisal reports
  • Ensure compliance with underwriting guidelines and regulatory requirements
  • Meet quality standards and turnaround time targets
  • Review and verify mortgage loan applications and supporting documentation
  • Analyze income documents including pay stubs, tax returns, W-2s, and bank statements
  • 28 years of experience in mortgage underwriting, income calculation, or due diligence
  • Strong understanding of the

    4 Cs of Underwriting

  • Hands-on experience in US mortgage processes

Preferred candidate profile

4 Cs of underwriting (Credit, Capacity, Capital, Collateral)?

Mock Interview

Practice Video Interview with JobPe AI

Start Job-Specific Interview
cta

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

Job Application AI Bot

Job Application AI Bot

Apply to 20+ Portals in one click

Download Now

Download the Mobile App

Instantly access job listings, apply easily, and track applications.

coding practice

Enhance Your Skills

Practice coding challenges to boost your skills

Start Practicing Now
Golden Opportunities logo
Golden Opportunities

Career Services

Opportunities City

RecommendedJobs for You