Posted:-1 days ago|
Platform:
Work from Office
Full Time
Job Title: Head Gold Loan Risk
Location: Valapad Company: Mahofin Job Summary The Head Gold Loan Risk will be responsible for overseeing the risk parameters gold loan portfolio, managing mitigating business risk operational risk, ensuring regulatory compliance, and driving portfolio growth while maintaining asset quality. Key Responsibilities Lead and manage the gold loan business operations across branches Develop and implement risk management policies for gold loans Monitor portfolio quality, NPAs, and delinquency trends Ensure accurate gold valuation, documentation, and custody controls Oversee credit appraisal, approval limits, and audit compliance Ensure adherence to RBI / regulatory guidelines Design risk mitigation strategies to minimize fraud and operational losses Support business growth with balanced risk vs. profitability approach Train and guide branch and regional teams on gold loan risk practices Coordinate with internal audit, compliance, and senior management Required Experience & Skills 812 years of experience in Gold Loan operations and risk management
Strong knowledge of gold valuation, lending norms, and fraud controls
Experience in NBFC / Microfinance / Financial Services sector preferred Proven leadership and people management skills Strong analytical, compliance, and decision-making abilities Education Graduate / Postgraduate in Finance, Banking, or related field
Manappuram Finance (MAFIL)
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