Subject Matter Expert

Job Title: Subject Matter Expert (SME) – Payments Domain (BFSI)

Location:

Experience:

Team:

Role Overview:

Payments Domain Expert (SME)

Key Responsibilities:

• Act as the

  go-to expert

  for all functional aspects of domestic and cross-border payments systems.
• Lead functional discussions with internal teams and clients, covering areas such as:

• NEFT, RTGS, IMPS, UPI

• SWIFT, SEPA, ISO 20022

• ACH/NACH

• Digital wallets and real-time payments

• Translate regulatory and industry standards into functional and product requirements.
• Collaborate with Product Owners and Engineering teams to define roadmap features.
• Support client RFP responses and solution demonstrations as a domain authority.
• Contribute to knowledge repositories, internal training, and process documents.
• Review and validate BRDs, FSDs, solution blueprints, and integration requirements.

Required Skills & Experience:

• 11+ years of experience in BFSI domain with

  at least 6+ years in payments

  .
• Deep functional knowledge in

  payment processing

  ,

  clearing

  ,

  settlement

  , and

  regulatory compliance

  .
• Experience with

  real-time payment systems

  ,

  cross-border remittances

  , and

  payment APIs

  .
• Understanding of

  payment rails

  ,

  ISO 20022

  ,

  SWIFT MT/MX

  , and

  payment gateway integrations

  .
• Experience in client-facing roles, ideally in product companies or solution consulting.

Good to Have:

• Exposure to

  intellect digital core

  ,

  CBX

  , or similar digital banking/payment platforms.
• Certification in

  Certified Payments Professional (ETA CPP)

  or

  NACHA

  .
• Experience with

  cloud-native payment solutions

  and

  API-based ecosystems

  .