Solution Architect - Financial Services

10 - 15 years

20 - 35 Lacs

Posted:2 weeks ago| Platform: Naukri logo

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Work Mode

Hybrid

Job Type

Full Time

Job Description

Job Title:

Location:

Experience:

Employment Type:

Primary Skills:

Job Scope:

Roles & Responsibilities:

  • Architect end-to-end solutions across critical financial services domains, including:
    • Payments and Faster Payments Infrastructure
    • ISO20022 and ISO8583 messaging standards
    • Credit and Debit Card Lifecycle Management
    • Card Authorization, Clearing, and Settlement
    • Open Banking and API Ecosystems
    • Stablecoin Adoption and Digital Asset Integration
    • Risk and Control frameworks for First Line of Dfense
    • AML and Fraud Detection Systems
  • Lead the application of AI-first design principles, incorporating:
    • Machine Learning (ML) and Generative AI
    • Agentic AI architecture and AI Agents o Multi-Agent Collaboration Platforms (MCP)
    • Retrieval-Augmented Generation (RAG) techniques
  • Design and build Proofs of Concept (PoCs) and Minimum Viable Products (MVPs) to validate solution hypotheses, drawing from client discussions, competitive intelligence, and third-party research.
  • Deliver cloud-native and multi-cloud architecture leveraging services from AWS, Azure, or GCP with an emphasis on scalability, performance, and security.
  • Work closely with business stakeholders, product managers, and technology teams to develop customer-centric value propositions and demonstrate them effectively through engineered solutions.
  • Drive solution alignment with enterprise data architecture and data management practices, ensuring consistent use of data across analytics, AI, and operational systems.
  • Support pre-sales efforts, solution workshops, and customer engagements with a strong blend of business context and technical depth.

Skills & Experience Required:

  • Domain Expertise:
  • Payment rails and messaging standards (Faster Payments, ISO20022, ISO8583)
  • Cards domain (issuance, authorization, clearing, settlement)
  • Open Banking standards and fintech integration
  • Stablecoins and digital asset technologies
  • Risk and compliance (AML, fraud, first-line controls)
  • Technical & Engineering Skills:
  • AI/ML frameworks and generative AI toolsets
  • Agentic AI systems, MCPs, and RAG models
  • Multi-cloud environments (AWS, Azure, GCP)
  • Cloud-native and microservices-based design
  • Familiarity with modern DevSecOps and CI/CD environments
  • Strong skills in data architecture and data management frameworks Soft Skills
  • Ability to craft persuasive value propositions aligned to customer goals and market trends
  • Demonstrated success in engineering PoCs and MVPs that bring those propositions to life
  • Excellent communication and storytelling abilities in client-facing settings
  • Strong collaboration skills across cross-functional and global teams

Qualifications for External Candidates

  • A bachelors or masters degree in computer science, Engineering, or a related discipline.
  • Ability to communicate effectively across multiple audiences, including firm-wide business units, senior leaders, associates and clients.
  • Exceptional interpersonal skills, including teamwork, facilitation, and negotiation.
  • Strong planning and organizational skills

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