Senior Manager, Business Finance

As a Finance Manager at PhonePe, you will play a crucial role in the strategic financial planning and analysis for the Lending category. Your responsibilities will include: - Defining the annual operating plan (AOP), outlook, and key metrics for the category. - Developing and refining financial models to evaluate new lending products, partnerships, and initiatives, facilitating data-driven decision-making. - Providing insightful financial reports and interpreting financial information for the Lending leadership and other stakeholders, recommending further courses of action. - Developing trends, forecasts, and projections for the Lending business growth, revenue, and overall financial health. - Acting as a key finance business partner to the Lending category heads, co-owning the P&L and ensuring the operating and financial health of the vertical. - Conducting regular reviews and evaluations of business performance, identifying growth opportunities, risks to the plan, cost optimization, and profitability enhancement within the category portfolio. - Collaborating closely with cross-functional teams (Business, Credit Risk, Product, Engineering, Marketing, Operations) to discuss, agree upon, and drive strategic projects for the Lending business. - Leading commercial negotiations and supporting partnership/alliance discussions relevant to the category. - Reviewing and providing financial inputs for agreements and contracts. - Driving process improvement initiatives within the Business Finance function to enhance efficiency and effectiveness for the vertical. - Ensuring robust monthly planning, meticulous review processes, and timely closure of financial activities for the Lending business. - Managing and mentoring a team of finance professionals. Minimum Qualifications required for this role: - Chartered Accountant/ MBA with 7+ years of work experience - Strong Proficiency in MS Excel and presentations - Strong analytical and problem-solving skills - Proactive, takes initiative, self-motivated, team player - Strong stakeholder management and interpersonal skills Preferred Qualifications: - Prior experience within the Consumer Tech, NBFC, Banking, or Fintech sectors is highly preferred - Extensive understanding of financial trends within the company and general market patterns, particularly in the credit space - Strong business acumen with an analytical approach and a deep understanding of general business development and operations in a tech-driven environment - Proven experience in commercial negotiations and partnerships At PhonePe, you will enjoy various benefits as a full-time employee, including insurance benefits, wellness programs, parental support, mobility benefits, retirement benefits, and other additional benefits. Working at PhonePe offers a rewarding experience with great people, a creative work environment, and opportunities to take on roles beyond a defined job description. If you are enthusiastic about tech and want to impact millions with your work, ideate with the best minds, and execute your dreams with purpose and speed, PhonePe is the place for you.,