We are looking for a highly skilled and experienced Data Scientist to join our Common Data
Model (CDM) team within the Data Science and Credit Risk function. This role is pivotal in ensuring the integrity, scalability, and performance of our credit risk models by developing, maintaining, and quality-controlling the input mapping and data rollup logic that powers our decisioning infrastructure. As a senior member of the team, you will lead a small team of data scientists and collaborate closely with engineering, product, and integration teams to translate various data sources into standardized features used in risk models and strategies.

Responsibilities

Own the design, development, and maintenance input mapper and rollup logic for credit bureau, core banking, internal datasets and any additional data sources in the future.
Ensure accuracy, performance, and compliance through rigorous QC frameworks and automated validation tools.
Collaborate with credit risk, product, engineering, and integration teams to deploy and support model and strategy features in production environments.
Analyse complex datasets and derive accurate business logic in alignment with credit policy and model requirements.
Lead and mentor a team of data scientists and analysts, ensuring adherence to best practices in software engineering and data science.
Contribute to data governance, documentation, and version control of the CDM and associated tooling.

Skills & Competencies

5+ years of experience in Data Science/Data Engineering/Analytics

Strong Python skills ability to writing clean, testable, modular, and production-grade code.

Experience in credit risk, fintech, or financial services domains.

Experience working on US credit bureau data

Prior experience managing or mentoring technical teams.

Strong communication skills and the ability to work cross-functionally with

engineers, product managers, and stakeholders.

Bachelor s / master s degree in a quantitative discipline (e.g. Engineering, Computer Science, Mathematics).

Scienaptic is on a mission to increase credit availability by transforming technology used in
credit decisioning. Over 150 years of credit experience is embedded in Scienaptic s AI native credit decision platform. Our clients across banks, credit unions, fintech, and other lenders use the platform to constantly improve the quality of underwriting decisions. This enables them to say yes to borrowers more often and faster.

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Senior Data Scientist | New Scienaptic AI