Senior Credit Analyst

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Job Summary:

Key Responsibilities:

1. Assess the creditworthiness of individuals, companies, or investment opportunities by analyzing financial data and credit reports.

2. Prepare comprehensive credit risk analysis reports and present findings to senior management.

3. Monitor and review credit portfolios to ensure compliance with internal policies and external regulations.

4. Conduct industry and market research to identify potential risks and opportunities.

5. Collaborate with loan officers, risk managers, and other departments to develop credit strategies.

6. Stay informed about economic trends and changes in financial markets to anticipate credit risks.

7. Recommend adjustments to credit limits, terms, and loan structures as necessary.

8. Maintain strong relationships with clients and stakeholders to ensure accurate and timely information.

Required Qualifications:

1. Bachelors degree in Finance, Accounting, Economics, or related field.

2. Minimum of 2+ years of experience in credit analysis or related field.

3. Strong knowledge of financial analysis, risk management, and credit evaluation.

4. Proficiency in financial modeling, credit assessment tools, and Microsoft Excel.

5. Strong attention to detail and ability to work with complex financial data.

6. Excellent communication and interpersonal skills.