Senior Credit Analyst

As a seasoned Senior Credit Analyst at our company, your role will be to lead the credit analysis team, overseeing financial assessments and ensuring comprehensive credit evaluations for our clients. You will guide analytical processes to maintain high standards in credit analysis. Key Responsibilities: - Team Leadership: You will manage and mentor a team of associate credit analysts, creating a collaborative and high-performance environment within the team. - Financial Analysis: Conduct detailed analysis of balance sheets, profit and loss statements, cash flow statements, and notes to accounts to evaluate the financial health of clients. - Ratio Analysis: Evaluate key financial ratios such as liquidity, solvency, and profitability to determine the strength and creditworthiness of companies. - Client Engagement: Engage with company promoters to gain insights into their business operations and performance compared to industry benchmarks. - Report Preparation: Guide the analytical team in preparing detailed rating notes, ensuring accuracy and compliance with industry standards. Qualifications Required: - Bachelor's degree in Finance, Accounting, or related field. - Proven experience in credit analysis and financial statement analysis. - Strong understanding of key financial ratios and their implications. - Excellent communication and interpersonal skills to engage with clients and rating agencies effectively. If any additional details about the company are provided in the job description, please provide them separately.,