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Job Title: Senior Business Analyst Open FinanceJob Location: BangaloreOverview:We are seeking aSenior Business Analyst with strong expertise inOpen Banking \/ Open Finance and proven experience inAgile delivery to join our team. This role will be instrumental in defining, analysing, and delivering business and technical requirements that support regulatory-driven Open Finance initiatives across theUAE (Nebras platform, Trust Framework, Consent Management, API Hub) andBahrain (CBB Open Banking framework, Sandbox, fintech ecosystem) .You will work closely with theProxy Product Owner, technology teams, compliance, and external partners to ensure the timely delivery of high-quality user stories, aligned to regulatory expectations and customer needs.Key Responsibilities:Requirements Elicitation & Analysis:Engage with stakeholders (regulators, banks, fintechs, internal teams) to capture business and technical requirements.Translate Open Finance regulatory guidelines (UAE CBUAE 2024 regulation; Bahrain CBB Open Banking directives) into detailed, testable user stories.Identify gaps, dependencies, and constraints across business and technology landscapes.Backlog & Agile Delivery:Collaborate with the Proxy Product Owner to refine and prioritize the product backlog.Write epics, user stories, and acceptance criteria following Agile best practices.Support sprint planning, backlog grooming, daily stand-ups, and retrospectives.Ensure traceability between regulatory requirements, backlog items, and delivered functionality.Process & Journey Mapping:Document as-is and to-be business processes for Open Finance use cases such as:Account aggregationPayment initiationEmbedded lending and wealth servicesConsent and data-sharing flowsDevelop wireframes, mock-ups, and data flow diagrams to support technical design.Regulatory & Compliance Alignment:Work with compliance\/legal to interpret and embed regulatory requirements (e.g., consent handling, digital certificates, customer dispute resolution).Validate alignment of delivered functionality with Central Bank mandates in UAE and Bahrain.Stakeholder Collaboration:Act as the bridge between business stakeholders and technology delivery teams.Facilitate workshops, sprint reviews, and showcase sessions with internal and external partners.Testing & Validation:Define acceptance criteria and support UAT, ensuring features meet business and regulatory expectations.Work closely with QA to validate APIs, consent flows, and integrations in sandbox and production environments.Required Qualifications:Experience : 8+ years in Business Analysis, with at least 3 years inOpen Banking \/ Open Finance within GCC markets (UAE or Bahrain strongly preferred).Domain Knowledge : Strong understanding of:UAE Nebras Open Finance platform, API Hub, Trust Framework, Consent Management, phased regulatory rollout.Bahrain CBB Open Banking framework, regulatory sandbox, early-mover fintech ecosystem (e.g., Tarabut Gateway, Fintech Galaxy).Agile : Hands-on experience in Agile delivery (Scrum, Kanban) writing user stories, acceptance criteria, and supporting sprint ceremonies.Technical Acumen : Familiarity with APIs, JSON, developer portals, consent\/identity flows, and regulatory sandboxes.Tools : Experience with Agile tooling (e.g., azure, Confluence, Miro, Figma).Communication : Excellent facilitation, documentation, and stakeholder management skills.Education : Bachelordegree in business, Finance, IT, or related field. Agile\/BA certifications (e.g., CBAP, CSPO, PSM, SAFe BA) preferred.Prior experience working directly withregulators or central bank initiatives in the region.Exposure todigital identity frameworks (e-KYC, UAE Pass, or equivalent GCC initiatives) .Knowledge ofembedded finance and adjacent services (insurance, wealth, BNPL, cross-border payments).Strong understanding ofdata governance, customer consent, and security protocols in financial services.
