Senior Associate, Relationship Manager, Credit Program Medium, Small Medium Enterprises

3 - 7 years

0 Lacs

Posted:1 day ago| Platform: Shine logo

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Job Type

Full Time

Job Description

Role Overview: As a Relationship Manager in Corporate and Investment Banking at DBS, your main goal is to acquire and build a diversified portfolio within the IBG 4 segment. This portfolio should generate revenue from various sources such as assets, trade, cash, treasury, and fees while maintaining an acceptable risk level for the bank. Your role will involve implementing the bank's lending guidelines and contributing to the profitability of the business. Key Responsibilities: - Source new asset relationships within the IBG 4 segment, focusing on companies with turnovers ranging from INR 25 crores to 600 crores. - Drive Net Interest Income and fee generation across the portfolio through cross-selling of trade, liabilities, cash, treasury, and fee products. - Play a key role in increasing the profitability of the business and ensure proper monitoring of the portfolio to maintain delinquencies at NIL. - Implement and execute the IBG4 business strategy to increase market share and achieve targets in line with IBG4's financial goals. - Build DBS Brand Value and enhance network through marketing activities, collaborations, and events. - Comply with the bank's processes and policies, ensuring positive ratings during audits. Qualifications Required: - 3-7 years of sales experience, with 2-3 years specifically in SME/Business Banking Lending. - Proven track record in asset business within the SME/Business Banking segment. - Knowledge of competitors and the market landscape. - Market knowledge and experience in the SME segment preferred. Additional Company Details: DBS offers a competitive salary and benefits package, along with a dynamic work environment that supports your professional development and recognizes your achievements. Apply Now: If you are a results-oriented Relationship Manager with excellent communication and negotiation skills, along with a strong understanding of working capital finance, we encourage you to apply for this position. Role Overview: As a Relationship Manager in Corporate and Investment Banking at DBS, your main goal is to acquire and build a diversified portfolio within the IBG 4 segment. This portfolio should generate revenue from various sources such as assets, trade, cash, treasury, and fees while maintaining an acceptable risk level for the bank. Your role will involve implementing the bank's lending guidelines and contributing to the profitability of the business. Key Responsibilities: - Source new asset relationships within the IBG 4 segment, focusing on companies with turnovers ranging from INR 25 crores to 600 crores. - Drive Net Interest Income and fee generation across the portfolio through cross-selling of trade, liabilities, cash, treasury, and fee products. - Play a key role in increasing the profitability of the business and ensure proper monitoring of the portfolio to maintain delinquencies at NIL. - Implement and execute the IBG4 business strategy to increase market share and achieve targets in line with IBG4's financial goals. - Build DBS Brand Value and enhance network through marketing activities, collaborations, and events. - Comply with the bank's processes and policies, ensuring positive ratings during audits. Qualifications Required: - 3-7 years of sales experience, with 2-3 years specifically in SME/Business Banking Lending. - Proven track record in asset business within the SME/Business Banking segment. - Knowledge of competitors and the market landscape. - Market knowledge and experience in the SME segment preferred. Additional Company Details: DBS offers a competitive salary and benefits package, along with a dynamic work environment that supports your professional development and recognizes your achievements. Apply Now: If you are a results-oriented Relationship Manager with excellent communication and negotiation skills, along with a strong understanding of working capital finance, we encourage you to apply for this position.

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