Sales Representative

Job Title: Sales Representative – Finance Company

(Also known as: Financial Sales Executive, Loan Sales Officer, Relationship Executive)

Key Responsibilities:

• Lead Generation & Prospecting:
• Identify potential customers through field visits, referrals, telecalling, digital channels, or walk-ins.
• Generate leads for financial products like loans, insurance, mutual funds, credit cards, fixed deposits, etc.
• Client Consultation & Needs Assessment:
• Understand customer financial needs and offer suitable products.
• Explain features, benefits, interest rates, repayment terms, and eligibility criteria.
• Sales Conversion:
• Convince customers to purchase or apply for the financial products.
• Follow up on leads and close deals.
• Documentation & KYC:
• Help customers with the application process.
• Collect necessary documents, verify identity, income proof, etc., as per company policy.
• Relationship Management:
• Maintain ongoing relationships with customers for cross-selling and repeat business.
• Address post-sales queries or issues.
• Targets & Reporting:
• Meet monthly/quarterly sales targets.
• Maintain records of leads, calls, sales, and conversions.
• Report daily/weekly progress to sales manager.

Products You May Sell:

• Personal loans
• Home loans
• Business loans
• Vehicle loans
• Insurance (life, health, general)
• Credit cards
• Fixed deposits
• Mutual funds

Skills Required:

• Excellent communication and interpersonal skills
• Persuasive and confident
• Good knowledge of financial products
• Sales and negotiation skills
• Basic computer skills (CRM, Excel)
• Goal-oriented and self-motivated

Eligibility / Qualifications:

• Minimum: 12th pass or Graduate (depending on company)
• Experience: Fresher or 0–3 years in sales/finance preferred
• Age: Usually 18–35 years
• Language: Local language fluency + Hindi/English

Work Environment:

• Fieldwork (for loan/insurance sales)
• Office-based (for telesales/digital leads)
• Incentive-driven structure
• May require traveling within a local area

Job Types: Full-time, Part-time, Internship, Contractual / Temporary, Freelance
Contract length: 10 months

Pay: ₹8,465.02 - ₹35,910.15 per month

Expected hours: 8 per week

Benefits:

• Work from home

Schedule:

• Day shift
• Morning shift

Work Location: In person