RM - Wholesale Banking

Job level

About the role

ICICI Bank provides comprehensive banking solutions to corporate customers. As a Relationship Manager of Wholesale Banking, you will be responsible for credit appraisal, financial analysis, client servicing, writing of credit notes, end-to-end executive of banking transactions, documentation, and covenant management. In this role, you work under the guidance of a Senior Relationship Manager/ Regional Head. While serving customers, you will be responsible for 360-degree banking and looking for banking opportunities across the customer ecosystem. This will involve offering banking products and services across the customer segments of the Bank. In your responsibility, you also hold the principle of being Fair to Customer, Fair to Bank. You will be responsible for generating new business leads as well as deepening relationships with existing customers.

Key Responsibilities

360 Credit Assessment

Understand in detail the clients business and financials and prepare a quality appraisal note in collaboration with the Risk Management team.

Collaboration

Work in synergy with different internal teams of the Bank in order to deliver the right solutions to the customer. Collaborative working is key in this role.

Portfolio Management

Manage a high-quality portfolio of corporate clients. Work towards generating new business leads as well as deepening relationships with existing customers.

Qualifications & Skills

Educational Qualification

MBA, chartered accountants, Engineers & graduates with relevant work experience in the area of relationship management across industries.

Exp

Communication skills

Good oral and written communication skills.

Financial Understanding

An understanding of the intricacies of financial analysis, the balance sheet, profit & loss accounts and cash flow statements. Knowledge of basic banking products.