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IDFC FIRST Bank
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Risk Manager-Secured Loan

Risk Manager-Secured Loan

IDFC FIRST Bank

2 - 7 years

0 Lacs

Mumbai Maharashtra India

Posted:2 days ago| Platform:

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Skills Required

risk training presentation management integration underwriting portfolio benchmarking finance

Work Mode

On-site

Job Type

Full Time

Job Description

Job Requirements

Job Title –

Policy Manager

Business Unit

- Retail Banking

Function

– Business Intelligence Unit/Central Operations

Job Purpose

The role bearer has the responsibility to prepare and implement policies for secured and unsecured products. The role bearer is expected to provide training to underwriters in terms of new policies provided and ensuring its flawless execution. The role bearer has to conduct monthly presentation to senior management about the health of the portfolio.

Responsibilities

Roles & Responsibilities:

Develop and implement of loan policies for secured / unsecured products
Make sure flawless system integration/enhancements for implementation of policies
Ensure proper training of underwriting units in terms of new policies
Managing of portfolio through monthly portfolio analysis
Actively monitor and track net credit losses (NCL) for the product
Conduct monthly presentation to senior management about the health of the portfolio
Regularly update competition benchmarking to enhance the product suite
Implement the learnings from portfolio management as policy actions

Educational Qualifications

Graduate – AnyPost Graduate – Finance

Experience:

Minimum of 2 to 7 years of experience in policy making.

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Banking and Financial Services

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Risk Manager-Secured Loan