Regional Head-Business Loan

Role Overview: As the Regional Head for Machinery Loan lending, your main responsibility will be to scale up the business in the designated region. This involves developing strategies to expand existing products, channels, segments, and customer base. Your goal is to deliver banking services to customers in a cost-efficient and technologically effective manner. You will need to build teams, systems, processes, and a culture that supports scalability and consistent delivery. Collaboration with various teams within the organization, such as Retail, Operations, Sales, IT, Credit, and BIU, will be crucial to your success in this role. Ultimately, your role aims to provide customers with a seamless and fulfilling experience, making IDFC First their primary bank for all banking needs. Key Responsibilities: - Grow the AUM base for Machinery Loan lending solutions and ensure that revenue, cost, profitability, and portfolio quality targets are achieved - Provide strategic inputs and plans to State Heads for distribution penetration in current and future markets - Collaborate with the Product Head Machinery Loan to offer customers best-in-class solutions and incentivize key DSTs appropriately - Develop a channel mix strategy and establish relationships with Digital marketplace partners and key alliances - Design a customer journey that leads to customer delight and establishes IDFC First as their preferred banking partner - Oversee distribution channel success through RM training, enablement, integration of alliance channels, improved TAT, and focused intervention in low productivity locations - Ensure internal compliances and regulatory frameworks are adhered to across the business - Work with the Head of Collections to reduce net credit loss and delinquency metrics - Mentor and coach senior team members to instill a culture of customer centricity, innovation, compliance, and integrity - Create an environment that encourages automation and digital enablement to meet customers" needs holistically - Attract and retain top talent to support the bank's rapid growth targets Qualification Required: - Graduation in any field - Minimum of 10+ years of experience in Business Loan Business Note: Additional details of the company are not provided in the job description.,