R&D Business Analyst

Job Description

Business Analysis skills: Functional expertise and proven competencies in the Lending domain is a must, particularly in the Wholesale and Commercial Finance. Exposure in Auto Servicing (Loan/Lease) for banks/captive finances coupled with good analytical skills is an added advantage Knowledge of Corporate Lending, Commercial loan/lease originations, credit, pricing, loan servicing, collections and accounting with expertise in at least one of the areas Proficient in understanding process/product requirements and converting those into functional requirements/specifications while ensuring they are in line with the business objectives Strong communication skills and strong client facing skills Adept in conducting Gap Analysis with client requirements and legacy product to ensure that the proposed model is supported by the system Extensively document user stories Proficiency to adapt agile methodologies and processes: Effectively co-ordinate with cross-functional/cross located agile teams Carry out feasibility studies and coordinate with technical teams to complete acceptance criteria and provide support to develop/enhance the product Work in collaboration with the QA (Quality Assurance) team to review all test scenarios and test cases to ensure maximum coverage of business functionality Prepare and communicate periodic reports detailing Teams progress on the work assigned. Proactively highlight any foreseen risk with respect to the deliverables Provide business requirement specifications walk-through to project stakeholders and conduct turn-over sessions with business users Makes recommendations to improve business processes and provide financial or operational business related analysis and research to support business goals Assisting junior/other business analysts in functional and product knowledge and providing domain-related expertise to Delivery Teams Uses regulatory norms and business processes as guidelines to arrive at the solution while ensuring process adherence Keeping oneself in regular touch with new / changing trends in Auto Finance Industry Product and IT related experience: Experience of requirement gathering, solution, design and implementation of any leasing or lending product (LoanPath, Finnone, Finacle , InfoLease, Odessa, LeaseWave, FLEXCUBE, etc.) Ability to understand and provide solutions for data migration and integration Good working knowledge of SQL (queries) Fundamental understanding of database design concepts Oversight of the change-management process (data conversion, user training, integration ) Own and execute configurations in line with business requirements Implementation and reconciliation support to business users and stakeholders Total Experience Expected: 04-06 years Qualifications B.Com / B. Tech/ B. E./ + MBA (Finance) with 3-7 years experience. Bachelor s degree in Accounting, Finance, Statistics, or Economics with a Master s in Business Administration or a similar field wou