RC - Credit Manager - Mortgages Credit

No of VacanciesReports toACM/RCMIs a Team leader?NTeam Size5-7GradeM/SMBusinessUnderwritingDepartmentRetail CreditSub-DepartmentCPCLocationPan India CPC locationsAbout Retail CreditThe Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processesAbouttheRoleCPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres Credit Processing Associates would be reportingMonitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all productsEnsuring Data Entry quality by validating the data been updated by CPAs Monitoring the data entry updating in all relevant applications as required by BankReview of proposals and decisioning loans in line with Bank Policy guidelinesAudit & Compliance adherence Ensuring non-repetition of negative Audit ObservationsTraining, Process improvement, policy feedback, vendor management, participation in pilot runs/testing etcStakeholder managementIdea generation for new projects for process efficiency and cost savingQualificationsGraduate / Post- Graduation (MBA/ CA preferred)Experience in retail credit with team handlingRole ProficienciesFor successful execution of the job, the candidate should possess:Knowledge of credit, industry and product trendsKnowledge of regulatory guidelines and normsGood communication (both verbal and written) skill in both English and the local language