Mortgage Underwriter

Role Overview: As a Due Diligence - US Residential Mortgage Underwriter at QRight Solutions, your primary responsibility will be to review and analyze loan applications, credit reports, property valuations, and assess risks to ensure compliance with regulations and company guidelines. Key Responsibilities: - Analyze and verify loan applications, including documents such as 1003, 1008, and credit reports, to ensure completeness and accuracy. - Evaluate the borrower's credit history, employment, income, and debt levels to determine creditworthiness. - Confirm property values through appraisal reports and review appraisals for conformity and accuracy. - Conduct credit and financial analysis by calculating debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. - Ensure loans comply with federal, state, and local regulations, identify potential risks, and assess overall risk levels. - Adhere to company policies and guidelines throughout the underwriting process. Qualifications Required: - Bachelor's degree in any field. - 1 to 7 years of experience in US Residential Mortgage Underwriting. - Familiarity with 1003, 1008 forms, credit reports, and property valuation processes. - Strong understanding of debt-to-income (DTI) and loan-to-value (LTV) ratios. - Knowledge of federal, state, and local regulations related to mortgage underwriting. Note: No additional details about the company were provided in the job description.,