Mortgage Title Review Specialist - US Residential Mortgage

Position Overview:

The Mortgage Title Review Specialist is responsible for reviewing and analyzing title documents to ensure clear ownership and identify any issues that may affect the mortgage process. This role requires a deep understanding of title documentation, liens, encumbrances, and legal descriptions. The ideal candidate will possess strong analytical skills, attention to detail, and the ability to work in a fast-paced, team-oriented environment.

Essential Job Functions:

• - Review title commitments, preliminary title reports, and final title policies, closing protection letter, wiring instructions for accuracy and completeness
• - Identify and resolve title issues such as liens, judgments, encroachments, and easements
• - Review Title commitments and determine if credit is impacted
• - Determine appraisal discrepancies, vesting issues and highlight to concerned stakeholders
• - Verify legal descriptions, ownership history, and chain of title
• - Coordinate with title companies, attorneys, and internal teams to clear title issues
• - Ensure compliance with underwriting and investor guidelines related to title
• - Document and communicate title findings and resolutions clearly and accurately
• - Maintain accurate records and update systems with title status and notes
• - Assist in resolving post-closing title issues as needed
• - Stay current with state and federal regulations affecting title review

Requirements:

• - 24 years of experience in mortgage title review or related field
• - Strong knowledge of title documentation and real estate law
• - Excellent analytical and problem-solving skills
• - Strong written and verbal communication skills
• - Ability to follow complex task process and complete notation and documentation
• - Ability to manage multiple tasks and meet deadlines
• - Proficiency in Microsoft Office and title software systems
• - High attention to detail and organizational skills
• - Ability to work independently and collaboratively in a remote environment
• - Availability to work U.S. hours