Mortgage Analyst

Job Description: As a Mortgage Analyst based in Bangalore, you will play a crucial role in the mortgage application process. Your responsibilities will include reviewing mortgage applications and supporting documentation to ensure accuracy and completeness. You will analyze applicants" financial status, credit history, and property evaluations to determine their eligibility for mortgage loans. Conducting risk assessments and making recommendations regarding loan approval or denial will be a key part of your role. Additionally, you will assist in the underwriting process by preparing loan files and supporting documentation for review. Communication with loan officers, borrowers, and third-party vendors to obtain additional information or clarification as needed will also be essential. Staying up to date on mortgage lending regulations and compliance requirements is crucial, along with providing exceptional customer service and support throughout the mortgage application process. Collaboration with team members to streamline processes and improve efficiency, maintaining accurate records and documentation of all loan transactions, and participating in training and professional development opportunities to enhance job knowledge and skills will also be part of your responsibilities. Requirements: - 0-3 years of experience in mortgage lending, banking, or financial services. - Bachelor's degree in finance, economics, business administration, or a related field. - Strong analytical and problem-solving skills. - Excellent communication and interpersonal skills. Interview Rounds: Mortgage Analyst: The candidate should score a 3.5 rating out of 5. 1st Round: - Buplas Test (30 to 40 mins) - Communication - Logical/Situation-based questions - E-mail writing 2nd Round: - Face-to-Face (F2F) interview.,