1 - 3 years

0 - 2 Lacs

Posted:3 months ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Review and verify mortgage loan applications for accuracy and completeness. Authenticate applicant information including income, employment, credit history, and identity. Examine and validate supporting documents such as: Pay stubs Tax returns Bank statements Employment verification letters Utilize verification tools and databases to cross-check applicant data. Identify discrepancies or red flags and escalate as necessary. Ensure compliance with all applicable mortgage lending regulations and company policies. Maintain accurate records of all verification activities. Collaborate with loan officers, underwriters, and other departments to resolve issues. Communicate effectively with applicants and third parties to obtain necessary information. Qualifications: Bachelors degree in Finance, Business Administration, or a related field (preferred). Considerable experience in mortgage loan processing or verification. Strong understanding of mortgage industry regulations and compliance standards. Proficiency with mortgage verification tools and software. Excellent analytical and problem-solving skills. Strong attention to detail and organizational abilities. Effective written and verbal communication skills. Ability to work independently and as part of a team in a fast-paced environment. Preferred Skills: Experience with automated underwriting systems (e.g., DU, LP). Familiarity with fraud detection tools and practices. Knowledge of current mortgage lending trends and best practices.

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