Medical Underwriter

Work Locations:

Opportunities available inKochi, Bangalore, Gurgaon, and Mumbai.

About Visit Health

Founded in 2016 by BITS Pilani alumni, Visit Health is a leading health-tech platform with a mission to make healthcare accessible, affordable, and preventive. Evolving from a telemedicine provider to a comprehensive wellness ecosystem, Visit now serves over 5 million users and 2,500+ corporate clients across India.

We offer a full suite of healthcare and wellness services—from cashless OPD, wellness programs, teleconsultation, and EAP support, to preventive screenings—bridging the gap between users, insurers, doctors, and diagnostic partners.

Job Summary:

We are seeking an experienced and detail-oriented Underwriter to join our team. The role involves assessing the risk associated with insuring individuals or groups, evaluating medical and personal histories, and determining appropriate policy terms, coverage limits, and premiums. The ideal candidate will ensure all underwriting decisions comply with company policies, regulatory guidelines, and industry standards.

Key Responsibilities:

• Review and analyze medical records, application forms, and risk-related documentation.
• Evaluate the risk level of applicants to determine acceptance, coverage limits, and premium amounts.
• Communicate underwriting decisions and reasoning to internal teams and agents as needed.
• Collaborate with actuaries, medical professionals, and claims departments for accurate risk assessment.
• Ensure adherence to internal underwriting guidelines, regulatory compliance, and industry best practices.
• Maintain clear documentation of decisions and ensure data accuracy in underwriting systems.
• Stay updated with underwriting techniques, insurance regulations, and medical knowledge relevant to the role.

Qualifications:

Education (Mandatory):

• MBBS, BPT, BDS, BMS, or MPT only

Experience:

• Minimum 2 years of relevant experience in underwriting (preferably in life or health insurance)

Skills Required:

• Strong understanding of medical terminology and healthcare-related risk assessment
• Knowledge of insurance regulations and underwriting guidelines
• Excellent analytical, decision-making, and problem-solving abilities
• Effective communication and collaboration skills
• Proficiency in underwriting tools, systems, and MS Office applications
• Ability to manage multiple cases and work under deadlines

Job Types: Full-time, Contractual / Temporary
Contract length: 12 months

Pay: ₹400,000.00 - ₹650,000.00 per year

Work Location: In person

Speak with the employer
+91 8108885330