Manager Transaction Services

Position Title: #Global Transaction banking Sales - Cash and Trade

job Location- #Bangalore

Global Transaction Services (GTS) is a product group focused on the management and sale of Cash Management, Trade Finance to institutional clients.

Job Purpose

To lead origination of new to bank clients, x-sell and grow existing portfolio for Transaction Banking Solutions covering Trade Finance (Documentary Trade, Open Account Trade including Buyer & Supplier Finance) and Cash Management with focus on digital solutions.

Key Accountabilities & responsibilities

Effectively manage & grow existing portfolio of customers

Grow the Banks market share by origination of and acquisition of new business

Work closely with key internal stakeholders viz. Coverage RMs, GTS Product Teams, Implementation Team, Service, Operations, Legal & Compliance, etc.

Also network with colleagues across the overseas branches including HO to work on deepening existing regional clients along with identifying new such customers.

Have a sound risk / credit mindset to proactively manage triggers in existing portfolio and be prudent in new client selection and also provide guidance on policies / procedures, regulatory compliance, and operations/system-related issues to strengthen risk management.

Be cognizant of the Banks internal compliance & risk guidelines and imbibe the same in day to day work life

Have a solution-oriented mindset to build long lasting relationships with clients with sharp focus on new-age digital solutions

Disciplined pipeline management and have entrepreneurial aptitude to take full ownership of portfolio

Analyze, Maintain and Disseminate suitable MIS to drive the business metrics

Engage with operations and sales to build and maintain an effective customer service model that differentiates

Identify system and process gaps and partner trade operations in closing these

Post implementation review of new roll-outs, and initiate action where necessary

Education / Preferred Qualifications

Preferably should be a CA or MBA.

Core Competencies

High level of thinking and execution capabilities ability to conceptualize and implement new ideas on the ground

Strong communication and persuasive skills - communicate effectively (verbally and in writing/presentation) and influence stakeholders at all levels within the organization

Teamwork high level of ability to work well with RMs and other internal teams and Group functions and business and support units to achieve full co-operation and synergies.

Commercial orientation ability to identify business/revenue opportunity, plan and focus on achieving budgeted Trade targets in an organized and structured manner.

Technical/Market knowledge

Product knowledge and full understanding of GTS Solutions covering Trade Finance & Cash Management, capabilities, legal compliance and tax issues.

Good understanding of front and back office processes and how these interface with clients needs.

Knowledge of needs of customers, requirements and expectations and trends/drivers in the market place especially for client segments in South India.

Well versed with the RBI regulations governing banks as regards Trade / Cash products and the general regulatory environment in India including but not limited to #FEMA, UCP, URDG, etc.

Technical Competencies

As above. Additionally should possess sound knowledge of Local and international trade regulations, guidelines, best practices governing Trade Finance business

Work Relationship

Will need to work closely with Business unit RMs, T&O and other support units such as Credit, Legal & Compliance, Finance