Loan Officer

Loan Origination & Structuring:

• Evaluate VC- and PE-backed companies for creditworthiness by analyzing financial statements, cap tables, investor profiles, and market dynamics
  
• Structure and originate loan products such as venture debt, acquisition financing, growth capital, and working capital lines
  
• Collaborate with internal teams (investment, legal, operations) to finalize term sheets, credit approvals, and legal documentation
  

Due Diligence:

• Lead and coordinate financial, legal, operational, and management due diligence on prospective borrowers
  
• Assess company burn rate, revenue quality, unit economics, churn metrics, and customer concentration
  
• Review corporate governance documents, capitalization structures, intellectual property status, and key contracts
  
• Work closely with external counsel, third-party diligence providers, and internal stakeholders to validate underwriting assumptions
  

Loan Servicing & Portfolio Management:

• Oversee onboarding and disbursement processes for newly originated loans
  
• Monitor loan performance, borrower compliance with covenants, financial reporting obligations, and key risk indicators
  
• Manage periodic portfolio reviews, risk grading, and exposure analysis
  
• Coordinate amendments, waivers, renewals, or restructurings as needed
  
• Serve as primary point of contact for borrowers post-close, ensuring a high-quality client experience and proactive issue resolution
  

Relationship Management & Market Engagement:

• Build and maintain relationships with startup founders, CFOs, VC/PE partners, and advisory networks to drive deal flow
• Track market trends, sector developments, and capital market dynamics relevant to growth-stage lending

• 7+ years of experience in venture debt, private credit, structured finance, commercial banking, or related financial services
  
• Strong credit analysis, financial modeling, and deal structuring skills
  
• Prior experience with due diligence and ongoing loan servicing of investor-backed companies is required
  
• Excellent communication and relationship-building skills
  
• Familiarity with SaaS metrics, startup financials, and growth company dynamics preferred
  
• Proficiency in Excel, loan servicing, and portfolio monitoring tools

Education & Certifications:

• Bachelor s degree in Finance, Accounting, Economics, or a related field; MBA, CPA or CFA a plus
  
• Understanding of applicable lending regulations and best practices in credit risk management

• Compensation commensurate with experience
• Flexible work schedule
• Unlimited vacation
• Medical, dental, and vision insurance
• Ongoing education and training
• Bonuses and profit-sharing