Lead Solutions Analyst- Business Analyst

6 - 10 years

0 Lacs

Posted:6 days ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

As a Business Analyst at JPMorgan Chase within the Accelerator Business, you will have the opportunity to work with Product, Technology, and Client teams to drive innovation and make a significant impact in the dynamic world of credit card lending. Your expertise in credit card processes will be instrumental in defining business requirements, supporting product delivery, and collaborating with stakeholders to ensure successful project outcomes. Key Responsibilities: - Collaborate with Product Managers, Technology Teams, and Client Stakeholders to gather, document, and translate business requirements into clear BRDs, User Stories, and Functional Specifications. - Work with product teams to build configurable LMS that support multi-bank and fintech use cases. - Define current and future state business processes and conduct gap analysis between existing systems and new product requirements. - Serve as a subject matter expert in revolving credit, installment loans, and balance transfers. - Define business rules for charge-offs, including criteria for write-offs, recovery strategies, and compliance reporting. - Partner with product and engineering teams to design and build products aligned with business objectives. - Support UAT testing, production rollout, and post-launch issue resolution. - Document process flows, data mappings, and business logic for technical and non-technical audiences. Qualifications Required: - 6 years of experience as a Business Analyst in the Credit Card domain. - Expertise in credit card lending workflows, including delinquency management and charge-offs. - Hands-on experience in managing recurring billing, installment plans, and interest computation models. - Proficiency in EMIs, balance transfers, and revolving credit product pricing. - Knowledge of industry-specific regulations and standards. - Strong skills in writing BRDs, FSDs, User Stories, and Process Flows. - Experience working in Agile environments with tools like Jira and Confluence. - Excellent communication and stakeholder management skills.,

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