Insurance (P&C Only)

As an Insurance Underwriter, your role involves reviewing insurance applications to assess risk levels and determine appropriate coverage for policyholders. You will carefully analyze factors such as financial history, credit scores, and claims histories to make informed underwriting decisions. Your responsibilities include: - Reviewing insurance applications and conducting a thorough analysis of risk factors associated with insuring properties or individuals. - Evaluating policy terms and making recommendations on coverage levels, deductibles, and exclusions based on individual risk profiles. - Conducting periodic audits of existing policies to ensure compliance with company guidelines and identifying changes in risk profiles. - Collaborating with insurance agents and brokers to gather necessary information and provide guidance on underwriting decisions. - Keeping updated on industry developments, regulatory changes, and market trends to enhance knowledge of insurance products. Your qualifications for this role include: - Bachelor's degree in Insurance, Finance, Business, or related field. - Strong analytical skills and attention to detail. - Excellent communication and interpersonal abilities. - Knowledge of insurance laws, regulations, and ethical guidelines in underwriting practices. In addition to the responsibilities and qualifications mentioned, it is essential to maintain accurate records of underwriting decisions, propose risk management strategies, and ensure compliance with all relevant insurance laws and internal policies. Your role as an Insurance Underwriter plays a crucial part in protecting the company's financial interests and mitigating potential risks efficiently.,