235 Income Calculation Jobs - Page 9

Role & responsibilities Good experience in live underwriting and Income calculation. Evaluate the value of the property being financed to ensure it aligns with the loan amount requested. Identify and assess potential risks associated with the loan, considering factors like loan-to-value ratio, loan type, and applicant's financial situation. Ensure compliance with lender guidelines, industry regulations, and government regulations. Based on the analysis and risk assessment, make a decision to approve, deny, or conditionally approve the loan application. Generate detailed underwriting reports and documentation to support their decisions. Communicate effectively with loan officers, borrowers, a...

Company Name: VARITE INDIA PRIVATE LIMITED About The Client: The Client is a global technology and services company specializing in modernizing the mortgage lifecycle through intelligent automation and deep mortgage banking expertise. With over 25 years of experience, it supports large and mid-sized lenders, servicers, mortgage insurers, and title companies by streamlining operations and enhancing borrower experiences. About The Job: We are seeking an experienced Associate/Lead Associate in Mortgage Live Underwriting who will play a pivotal role in determining the eligibility of loan applicants and authorizing purchases through re-underwrites for lenders. Your responsibilities will include a...

Greetings! Openings:100 Designation:SME Skills:US Mortgage-Live Underwriting+4C's+Income Calculation Exp:3+ Yr CTC :Upto 11.5 Lpa Call: Anjali :9649606933 Deepika:9694601774 Apply to:converseanjali01@gmail.com Rgrds Team Converse

Greetings!!! Openings : 50 Desi. : SME Skills : US Mortgage+Underwriting Exp : 4+ Yr Loc: Mumbai/Bang/Chennai CTC : Upto 10 Lpa Call : Samriddhi - 9672580345 Deeksha - 8239532823 or Apply to: converseanjali01@gmail.com Rgrds, Team Converse

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, c...

POSITION SUMMARY: The Underwriter reviews, conditions, and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. JOB FUNCTIONS AND RESPONSIBILITIES Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. Pr...

Role & responsibilities Process Transformation in the Offshore Underwriting Operations Daily Throughput Management Staffing Optimization & Productivity Enhancement Knowledge Transfer & Process Stabilization Client Services & Engagement Preferred candidate profile Looking for immediate joiners Should have team handling experience. Must have good knowledge in US mortgage underwriting. Work from office only. You can reach me @ 9841355575

Full Job Description Position Summary: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 Cs, evaluating risks, and making loan eligibility decisions. The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and efficient services. Responsibilities: Knowledge of mortgage underwriting and Agency automated underwriting systems Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines Revie...

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, c...

Lead Associate Transactional Quality (US Mortgage - Live Underwriting) Summary Seeking a mortgage underwriting professional with expertise in analyzing income, assets, credit, and collateral. Ideal for individuals with strong knowledge of U.S. residential mortgage processes and risk assessment in live underwriting. Location Chennai Your Future Employer – A global leader in business process management providing transformative solutions in mortgage operations and underwriting services for top-tier clients across the financial services industry. Responsibilities – Evaluate mortgage applications including 4 C’s: Credit, Collateral, Capacity, and Capital. Analyze income (self-employed/rental/wage...

Live Underwriter Mortgage - 4+ Years - Gurugram We are seeking an experienced live underwriter with substantial expertise in U.S. mortgage operations, adept at assessing loan applications, analyzing financial documents, and ensuring compliance with regulatory standards to make informed lending decisions. Location - Gurugram Your Future Employee - Your future employer is a globally recognized leader in digital-led business transformation services, offering cutting-edge solutions across industries such as banking, insurance, healthcare, and travel, with a strong emphasis on innovation, analytics, and customer-centricity. Key Responsibility Areas 1. Document Review ~ Assess and act upon loan do...

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, c...

About Client Hiring for One of the Most Prestigious Multinational Corporations!! Job Description : Job Title : Loan Origination Qualification : Any Graduate and Above Relevant Experience : 1 to 6 years Must Have Skills : 1. Excellent written and oral communications skills. 2. Completed minimum of 6 Months in US Mortgage Voice Process 3. Good exposure to MS office Excel 4. Not on performance improvement plan / Counselling in last 6 months 5. Tax returns 6. Income statements 7. Identification documents Good Have Skills : NA Roles and Responsibilities : 1. Reviewing all documentation submitted by the borrower, including income statements, asset statements, tax returns, and identification docume...

Job description We Are Hiring for End to end Live Underwriter / Sr. Underwriter Languages req: Excellent English communication Requirement -: Min 3 years exp into End to end live underwriting Location : WFH Salary : upto 11L Notice period :upto 1m Underwriter and Sr Underwriter Experience required for the Job: 3+ years Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad Key skills: Underwriting, US mortgage Position Overview Candidate should have total 3+ years of US mortgage underwriting experience Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when apply...

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, c...

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, c...

About Client Hiring for One of the Most Prestigious Multinational Corporations!! Job Description : Job Title : Loan Origination Qualification : Any Graduate and Above Relevant Experience : 1 to 6 years Must Have Skills : 1. Excellent written and oral communications skills. 2. Completed minimum of 6 Months in US Mortgage Voice Process 3. Good exposure to MS office Excel 4. Not on performance improvement plan / Counselling in last 6 months 5. Tax returns 6. Income statements 7. Identification documents Good Have Skills : NA Roles and Responsibilities : 1. Reviewing all documentation submitted by the borrower, including income statements, asset statements, tax returns, and identification docume...

About Client Hiring for One of the Most Prestigious Multinational Corporations!! Job Description : Job Title : Loan Origination Qualification : Any Graduate and Above Relevant Experience : 1 to 6 years Must Have Skills : 1. Excellent written and oral communications skills. 2. Completed minimum of 6 Months in US Mortgage Voice Process 3. Good exposure to MS office Excel 4. Not on performance improvement plan / Counselling in last 6 months 5. Tax returns 6. Income statements 7. Identification documents Good Have Skills : NA Roles and Responsibilities : 1. Reviewing all documentation submitted by the borrower, including income statements, asset statements, tax returns, and identification docume...

Job Title : Loan Origination Qualification : Any Graduate and Above Relevant Experience : 1 6 years Must Have Skills : 1.Excellent written and oral communications skills. 2.Completed minimum of 6 Months in US Mortgage Voice Process 3.Good exposure to MS office Excel 4.Not on performance improvement plan / Counselling in last 6 months 5.Tax returns 6.Income statements 7.Identification documents Good Have Skills : NA Roles and Responsibilities : 1.Reviewing all documentation submitted by the borrower, including income statements, asset statements, tax returns, and identification documents 2.Verifying the accuracy and completeness of each document according to lending guidelines and regulatory ...

If you are looking for an exciting opportunity, join us at the Walk-in Drive! HCL is hiring for Associate / Senior Executive roles, and we are conducting a Walk-in Drive in Bengaluru (Karle) . Walk-in Drive Details: Location: HCL TECH, Bengaluru (Karle) ( Address: SEZ hub, DadaMastan Layout, Karle Tech Park, Nagavara, 1, Veeranapalya, Karle Town, Bengaluru, Karnataka 560024) Date: Thursday, 8th May Time: 11:00 AM 2:00 PM Contact HR SPOC Vignesh Baskaran Job Opportunity: Associate / Senior Executive Location: Bengaluru (Karle) Shift Timing: 7:00 AM – 5:00 PM (IST) Domain: Australian Mortgage Underwriting Work Model: Work from Office (WFO) Start date : Immediate joiners only Job Summary: The i...

Role & responsibilities Review and approve mortgage loan applications for various loan types, including Conventional, FHA, VA, and Reverse. Make independent decisions on loan risk and eligibility. Manage loans using the Encompass system. Ensure all paperwork and forms are completed accurately and on time. Work with other departments to resolve issues and maintain high levels of communication and customer service. Required Skills: Proven experience in mortgage underwriting. Knowledge of underwriting guidelines (e.g., FNMA, FHLMC). Strong analytical and decision-making skills. Excellent communication and problem-solving abilities. Proficiency with Encompass software is a plus.

Role & responsibilities Analyze complete files, including Borrower creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance. Utilize automated underwriting systems such as Desktop Underwriter and Loan Prospector in order to assist in the execution of the duties and responsibilities of the role. Compare automated underwriting to specific loan-file criteria in order to determine whether waiver or deviation from suggested guidelines may be appropriate. Work with loan originators and production staff to acquire required documents in order to verify the income and employment details of the applicant, review the applican...

Role & responsibilities Analyze complete files, including Borrower creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance. Utilize automated underwriting systems such as Desktop Underwriter and Loan Prospector in order to assist in the execution of the duties and responsibilities of the role. Compare automated underwriting to specific loan-file criteria in order to determine whether waiver or deviation from suggested guidelines may be appropriate. Work with loan originators and production staff to acquire required documents in order to verify the income and employment details of the applicant, review the applican...

Role & responsibilities Analyze complete files, including Borrower creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance. Utilize automated underwriting systems such as Desktop Underwriter and Loan Prospector in order to assist in the execution of the duties and responsibilities of the role. Compare automated underwriting to specific loan-file criteria in order to determine whether waiver or deviation from suggested guidelines may be appropriate. Work with loan originators and production staff to acquire required documents in order to verify the income and employment details of the applicant, review the applican...

Position: Frontline Underwriter (Live Underwriter) Skill: Senior Underwriter (Residential) Overview: Shared Services function leverages the shared delivery model to provide operations delivery to Business Unites across the organization. The goal of the Shared Services division is to provide central operations solutions to Business Units across the Commercial and Residential Mortgages vertical. The Due Diligence underwriting team provides solutions for various service offerings under a single platform (seasoned compliance, credit, credit & compliance, title, collection comments, pay history, data, forensic, consumer, etc.). However, generally, activities will include (i) the identification of...