2570 Housing Loan Jobs - Page 38

We are looking for a highly motivated and results-driven individual with 2 to 7 years of experience to join our team as a Customer Service Representative in Erode. The ideal candidate will have a strong background in sales and customer service, with excellent communication and interpersonal skills. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding their needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 2 years of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet sales targets is essential. Strong analytical and negotiation skills are required.

We are Hiring Relationship Manager for a premium Housing Loans Finance company based in Delhi, Haryana and Punjab. Candidates with minimum 2 years of experience in housing loans or finance industry can apply. Job Title: Relationship Manager Department: Sales Location: Delhi, Haryana and Punjab Reports to: Branch Manager Grade: E1 to Assistant Manager CTC: 1.61 Lakhs to 3.51 Lakhs per annum Purpose of the Role The Relationship Manager is responsible for building and maintaining strong, long-term relationships with customers, ensuring high levels of customer satisfaction and business profitability. The role involves front-line interaction with clients, sourcing home loan leads, and managing the end-to-end sales process while promoting the organizations products and maintaining brand integrity. Key Responsibilities Conduct customer-facing interactions including field visits and in-branch meetings. Recommend suitable home loan products and clearly communicate associated benefits. Engage in regular client interactions through group meetings, site promotions, and presentations. Attend to walk-in customers and conduct home visits when required. Execute branding and marketing activities in the designated catchment areas. Oversee end-to-end documentation processes for customer onboarding. Generate leads through various channels and partners in the catchment area. Focus on collections of 012 MOB, and extend efforts to manage 1324 MOB or higher bounce cases as per organizational direction. Support and promote digitization initiatives across sales and operations processes. Ensure cash management practices are strictly in line with SHDFC policies and maintain high integrity. Contribute towards overall branch performance with attention to balance scorecard objectives. Develop and manage relationships with DSAs, Corporate DSAs, and other lead partners as assigned. Establish and nurture ties with affordable housing builders and brokers to drive quality home loan leads. Stay updated with SHDFCs latest policies, products, pricing, and process guidelines. Provide competitor intelligence and feedback to senior management. Uphold transparency by sharing accurate information about customers, properties, and sellers. Manage lead pipeline, track WIP files, support in reject reviews, disbursement processes, and timely PDD collection. Resolve instrument unavailability cases within stipulated timelines. Aim for First Time Right (FTR) execution from login to disbursement to ensure optimal turnaround time and customer satisfaction. Conduct client meetings to promote product offerings and provide advisory support. Manage pre-sanction and post-sanction sales processes efficiently. Maintain and update marketing and sales collaterals. Conduct promotional and outreach activities including developer site promotions and group events. Required Competencies Strong selling and persuasion skills with the ability to engage customers effectively. Excellent communication skills, both verbal and written. Proficiency in English, Hindi, and the regional language (preferred). Basic computer literacy MS Word, Excel, Email, and Web-based platforms. Pleasant demeanor and professional appearance. Experience & Qualifications Minimum 2 to 7 years of relevant experience in sales, preferably within the financial services or home loan industry. Graduate degree from a recognized institution. Age & Social Profile 20 to 30 years of age Open to male and female candidates Industry Preference Candidates from the Home Loan/Financial Services segment will be preferred. Compensation 1.61 Lakhs to 3.51 Lakhs per annum (Subject to location and experience) For further assistance contact/whatsapp: 9354909519 or write to sukriti@gist.org.in

We are looking for a highly skilled and experienced Credit Manager to join our team in Erode. The ideal candidate will have 2-5 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines, making decisions or recommending approval to higher authorities. Underwrite proposals as per laid down policies and procedures to meet business volumes and agreed SLAs. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and possess in-depth knowledge of ratio calculations and their impact on loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster, regularly reporting the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems. Exceed service quality standards and strive for continuous process improvement. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to facilitate approving authority decision-making on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and effectively monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a strong academic record. Minimum 2 years of experience in credit management, preferably in housing finance. Strong knowledge of credit underwriting, risk assessment, and portfolio management. Excellent communication and interpersonal skills, with the ability to build strong relationships with clients and stakeholders. Proficiency in MS Office and other relevant software applications. Ability to work in a fast-paced environment and meet deadlines. CertificationsCA/MBA (Preferable). Additional Info The selected candidate will be required to manage a team of credit analysts and sales professionals.

We are looking for a highly skilled and experienced Credit Executive to join our team in Jaipur. The ideal candidate will have 2-5 years of experience in the banking or financial services industry, with expertise in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Ability to work in a fast-paced environment and meet deadlines. Excellent communication and interpersonal skills. Strong analytical and problem-solving skills. Ability to maintain confidentiality and handle sensitive information. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.

We are looking for a highly motivated and results-driven individual with 2 to 7 years of experience to join our team as a Customer Service Representative in Shivamoga. The ideal candidate will have excellent communication skills, a strong background in sales, and the ability to build strong client relationships. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding their needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 2 years of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are essential. Experience in housing loan sales is an added advantage. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly motivated and results-driven Digital Sales Manager to join our team in Hyderabad. The ideal candidate will have 1-2 years of experience in sales, preferably in the housing loan or affordable housing finance sector. Roles and Responsibility Achieve business targets by acquiring new client relationships through various digital journeys. Proactively understand customer needs and cross-sell multiple products as per requirements. Adhere to all policies and guidelines for updating leads and closures, following best practices. Execute activities and campaigns as planned by the respective Digital Sales Manager. Display customer centricity by executing customer interface processes within defined timelines. Collaborate with internal and external teams to ensure timely service to customers seeking mortgage products. Meet and exceed business targets in terms of profitability, product mix, and quality of sourcing. Serve as the one-point contact for all financial needs for customers. Ensure zero error in adherence to policies and systems. Source high-quality files that meet specified guidelines. Build targeted client relationships within agreed timelines and meet/exceed customer acquisition targets. Timely update on all leads shared by stakeholders and meet sales targets for HL products in the assigned territory. Ensure the customer satisfaction matrix is met for all client relationships and provide timely MIS reporting to concerned parties. Clear the certification examination within specified timelines. Possess knowledge about all financial products like Home Loans and Mortgages. Understand statutory compliance and local market procedures. Have knowledge of legal agreement reviews and data uploads across SFDC, with the ability to analyze large data for opportunity sizing. Demonstrate excellent communication and presentation skills, with the ability to converse and execute actionables with both internal and external stakeholders. Job Graduate degree required; Masters/Postgraduate preferred. Minimum 1-2 years of experience in Offline/Online Channel/Home Loan/Affordable Housing Finance sales. Excellent communication and presentation skills are essential. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are necessary. Knowledge of financial products such as Home Loans and Mortgages is expected. Understanding of statutory compliance and local market procedures is beneficial. Familiarity with legal agreement reviews and data uploads across SFDC is advantageous. Candidates should be able to talk and convince both internal and external stakeholders and execute actionables in a timely manner.

We are looking for a highly motivated and results-driven individual to join our team as a Customer Service Representative in the retail sales channel, specifically in housing - DM - Bengaluru. The ideal candidate will have 1-6 years of experience. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding their needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and foster a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Strong communication and interpersonal skills are essential. Ability to work in a fast-paced environment and meet sales targets. Experience in customer service, sales, or a related field is preferred. Knowledge of banking, financial services, or broking industry is an added advantage. Ability to build strong relationships with clients and vendors.

We are looking for a highly motivated and results-driven individual with 2 to 7 years of experience to join our team as a Customer Service Representative in Shivamoga. The ideal candidate will have excellent communication skills, a strong background in sales, and the ability to build strong client relationships. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding their needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 2 years of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are essential. Experience in housing loan sales is an added advantage. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.

We are looking for a highly motivated and results-driven individual with 2 to 7 years of experience to join our team as a Customer Service Representative in Ahmedabad. The ideal candidate will have excellent communication skills, a strong background in sales, and the ability to build strong client relationships. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding customer needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 2 years of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are essential. Experience in housing and EM is preferred. For more information, please contact us at 6586882.

We are looking for a highly motivated and results-driven Digital Sales Manager to join our team in Bengaluru. The ideal candidate will have 1-2 years of experience in sales, preferably in the housing loan or affordable housing finance sector. Roles and Responsibility Achieve business targets by acquiring new client relationships through various digital journeys. Proactively understand customer needs and cross-sell multiple products as per requirements. Adhere to all policies and guidelines for updating leads and closures, following best practices. Execute activities and campaigns as planned by the respective Digital Sales Manager. Display customer centricity by executing customer interface processes within defined timelines. Collaborate with internal and external teams to ensure timely service to customers seeking mortgage products. Meet and exceed business targets in terms of profitability, product mix, and quality of sourcing. Be the one-point contact for all financial needs for customers. Ensure zero error in adherence to policies and systems. Source high-quality files that meet specified guidelines. Forge targeted client relationships within agreed timelines and meet/exceed customer acquisition targets. Timely update on all leads shared by stakeholders and meet sales targets for HL products in the assigned territory. Ensure the customer satisfaction matrix is met for all client relationships and provide timely MIS reporting to concerned parties. Clear the certification examination within specified timelines. Possess knowledge about all financial products like Home Loans and Mortgages. Understand statutory compliance and local market procedures. Have knowledge of legal agreement reviews and data uploads across SFDC, with the ability to analyze large data for opportunity sizing. Demonstrate excellent communication and presentation skills, with the ability to converse and execute actionables with both internal and external stakeholders. Job Graduate degree required; Masters/Postgraduate optional. Minimum 1-2 years of experience in Offline/Online Channel/Home Loan/Affordable Housing Finance sales. Excellent communication and presentation skills are essential. Ability to work in a fast-paced environment and meet sales targets. Knowledge of financial products such as Home Loans and Mortgages is necessary. Understanding of statutory compliance and local market procedures is expected. Familiarity with legal agreement reviews and data uploads across SFDC is preferred. Ability to analyze large data for opportunity sizing is an asset.

We are looking for a highly motivated and results-driven individual with 2 to 7 years of experience to join our team as a Customer Service Representative in Coimbatore. The ideal candidate will have excellent communication skills, a strong background in sales, and the ability to build strong client relationships. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding their needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 2 years of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are essential. Experience in housing loan sales is an added advantage. For more information, please contact Supraja Towers - CRE at 6589422.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Delhi. The ideal candidate will have 2 to 7 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 2 years of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans and direct sales is an added advantage. Any graduate can apply for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.

We are looking for a highly motivated and results-driven individual with 2 to 7 years of experience to join our team as a Customer Service Representative in Chennai. The ideal candidate will have excellent communication skills, a strong background in sales, and the ability to build strong client relationships. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding their needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 2 years of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are essential. Experience in housing loan sales is an added advantage.

We are looking for a highly skilled and experienced professional to join our team as a Manager - Retail Credit in Hyderabad. The ideal candidate will have 10-15 years of experience in the banking industry, with expertise in housing loan business. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios and loan to value ratios, and maintain portfolio MIS, delinquency MIS, and other operations-related MIS. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability and facilitate critical review and documentation of proposals while monitoring client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps when needed and ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a strong academic record. Minimum 10 years of experience in the banking industry, preferably in housing loan business. Strong knowledge of credit underwriting, risk assessment, and credit risk management. Excellent communication and interpersonal skills, with the ability to build strong relationships with clients and stakeholders. Proficiency in MS Office and other relevant software applications. Certification in CA/MBA is preferable. Additional Info The company offers a dynamic work environment and opportunities for growth and development.

We are looking for a highly skilled and experienced Credit Manager to join our team in Siliguri. The ideal candidate will have 3-5 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines, making decisions or recommending approval to higher authorities. Underwrite proposals as per laid down policies and procedures to meet business volumes and agreed SLAs. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and possess in-depth knowledge of ratio calculations and their impact on loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS, regularly reporting the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decision-making. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Job Graduate or Postgraduate degree with a strong academic record. Minimum 3 years of experience in credit management, preferably in housing finance. Strong knowledge of credit underwriting principles, practices, and regulations. Excellent communication, interpersonal, and analytical skills. Ability to work in a fast-paced environment and meet deadlines. Strong attention to detail and organizational skills. CertificationsCA/MBA (Preferable). Additional Info The selected candidate will be required to manage a team and provide guidance and support to junior staff members.

We are looking for a skilled professional to fill the role of Manager - HR - Housing - Business HR based out of Bengaluru. The ideal candidate will have 6-8 years of experience in HR and business development, with a strong background in housing finance. Roles and Responsibility Develop and implement effective HR strategies to support business growth. Manage and analyze HR data to inform business decisions. Collaborate with cross-functional teams to drive business outcomes. Design and deliver training programs to enhance employee skills. Foster a positive work environment that promotes employee engagement. Ensure compliance with labor laws and regulations. Job Proven experience in HR and business development, preferably in housing finance. Strong knowledge of HR principles and practices. Excellent communication and interpersonal skills. Ability to analyze complex data and make informed decisions. Experience with HR software and systems. Strong problem-solving and strategic thinking skills. A graduate or postgraduate degree is required. Additional Info The selected candidate will be working based out of Bengaluru, at Krishna Tower - JM, with a ref number of 6588500.

We are looking for a highly skilled and experienced professional with 2 to 7 years of experience to join our team as a Manager - Retail Credit in Chennai. Roles and Responsibility Review and assess complex loan applications within defined guidelines, making decisions or recommending approval to higher authorities. Underwrite proposals according to laid down policies and procedures to meet business volumes and agreed SLAs. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine credit risk. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS, regularly reporting the same. Build and facilitate effective relationships with third parties to achieve optimal outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decision-making on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage and home loan businesses in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability and facilitate critical review and documentation of proposals while monitoring client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps when needed and ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a strong academic record. Minimum 2 years of experience in retail credit, housing finance, or a related field. Strong knowledge of credit underwriting, risk assessment, and financial analysis. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills.

We are looking for a highly skilled and experienced professional to join our team as a Manager Credit - Construction Finance in Bengaluru. The ideal candidate will have 6-8 years of experience in the field. Roles and Responsibility Support and collaborate with the sales team to underwrite corporate realty and funding group business. Conduct periodic reviews of existing policies, guidelines, and processes to ensure alignment with external environment, organizational needs, and regulatory framework. Evaluate financial status and creditworthiness of companies by analyzing financial data such as balance sheets, profit and loss accounts, cash flow statements, and annual reports. Analyze legal, compliance, and market-risk-related issues involved in the lending process. Ensure collection of post-disbursement documents and reduction in partly disbursed cases. Approve all disbursement requests based on achieved adherence to requirements for LTV, agreement value, and full documentation at the branch level. Manage the credit buying process, monitoring turnarounds, approvals, and sample review quality checks. Job Graduate or Masters/Post Graduate degree. Minimum 6 years of experience in construction finance or a related field. Strong knowledge of banking operations, financial services, and broking. Excellent analytical and problem-solving skills. Ability to work effectively in a team environment. Strong communication and interpersonal skills.

We are looking for a highly motivated and results-driven Relationship Executive to join our team in Hosur, Annamalai Nagar. The ideal candidate will have 1-3 years of experience driving sales and building strong relationships with prospective clients. Roles and Responsibility Proactively reach out to potential clients and explain the entire process of home loans while setting correct expectations. Manage the end-to-end sales lifecycle, including prospecting, analyzing requirements, providing advice, negotiating commercially, and ensuring timely disbursement of loans. Achieve monthly budgeted sales targets from designated regions. Effectively manage connector and builder relationships to ensure strong business. Ensure digital leads are converted to sanction and disbursement. Organize and track all potential leads and maintain proper MIS. Identify and develop new builder/channel relationships in existing/new markets to increase business. Possess a strong understanding of markets, competition, processes, and products, and provide feedback to the central product and policy team. Manage internal and external customer relationships to ensure satisfaction and compliance with all audit/NHB regulations. Job Graduate or Post Graduate degree. Strong understanding of housing loan processes and sales strategies. Excellent communication and negotiation skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Experience in managing relationships with builders and channel partners is an added advantage.

We are looking for a highly motivated and results-driven individual with 3 to 8 years of experience to join our team as a Customer Service Representative in Warangal. The ideal candidate will have a strong background in sales and customer service, with excellent communication and interpersonal skills. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding customer needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 3 years of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet sales targets is essential. Strong analytical and negotiation skills are required.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Kolkata. The ideal candidate will have 1 to 6 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans and direct sales is an added advantage. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, providing innovative solutions to its customers. We are committed to delivering exceptional customer service and building long-term relationships with our clients.

We are looking for a highly motivated and results-driven professional with 2 to 7 years of experience to join our team as a Customer Service Representative in Bengaluru. The ideal candidate will have excellent communication skills, a strong background in sales, and the ability to build strong client relationships. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding their needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and develop a strong brand identification with potential customers. Develop strong distribution channels and ensure vendor empanelment. Job Graduate in any discipline. Minimum 2 years of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are essential. Experience in housing loan sales is an added advantage. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly skilled and experienced professional to join our team as a Manager - Retail Credit in Warangal. The ideal candidate will have 3 to 8 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines, making decisions or recommending approval to higher authorities. Underwrite proposals according to laid down policies and procedures to meet business volumes and agreed SLAs. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster, regularly reporting the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decision-making on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability, facilitating critical review and documentation of proposals while monitoring client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps when needed and ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a strong academic record. Minimum 3 years of experience in retail credit, preferably in housing finance. Strong knowledge of credit underwriting, risk assessment, and credit risk management. Excellent communication and interpersonal skills, with the ability to build strong relationships with clients and stakeholders. Proficiency in MS Office and other relevant software applications. Certification in CA/MBA is preferable. Additional Info The company offers a dynamic work environment and opportunities for growth and development.

We are looking for a highly skilled and experienced Credit Manager to join our team in Madurai. The ideal candidate will have 3-5 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines, making decisions or recommending approval to higher authorities. Underwrite proposals as per laid down policies and procedures to honor agreed SLAs and manage business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and possess in-depth knowledge of ratio calculations and their impact on loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster, regularly reporting the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems. Exceed service quality standards and strive for continuous process improvement. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to facilitate approving authority decision-making on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a strong academic record. Minimum 3 years of experience in credit management, preferably in housing finance. Strong knowledge of credit underwriting principles, practices, and regulations. Excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and organizational skills with attention to detail. CertificationsCA/MBA (Preferable). Additional Info TitleManager - Retail Credit - Housing - Credit - Madurai - KK Nagar - JM (M1 - M3).Ref6589346.

We are looking for a highly motivated and results-driven individual with 6 to 11 years of experience to join our team as a Customer Service Representative in Gurgaon, Sector 14. The ideal candidate will have a strong background in sales and customer service, with excellent communication and interpersonal skills. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding customer needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and develop a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Job Graduate in any discipline. Minimum 6 years of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and negotiation skills are required. Experience in housing and EM sales is preferred. Additional Info The company offers a dynamic and supportive work environment, with opportunities for growth and development.