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1.0 - 6.0 years
6 - 10 Lacs
Bengaluru
Work from Office
We are looking for a highly motivated and results-driven individual to join our team as a Customer Service Representative in the retail sales channel, specifically in housing - DM - Bengaluru - Kengeri - CRE. The ideal candidate will have 1-6 years of experience. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Experience in customer service or sales is preferred. Knowledge of banking and financial services is an added advantage. Ability to build strong relationships with clients and vendors.
Posted 1 month ago
6.0 - 11.0 years
4 - 8 Lacs
Mumbai
Work from Office
We are looking for a highly motivated and results-driven individual with 6 to 11 years of experience to join our team as a Customer Service Representative in the Sales department, located in Ajmer. The ideal candidate will have a strong background in sales and customer service, with excellent communication and interpersonal skills. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding customer needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 6 years of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet sales targets is essential. Strong analytical and negotiation skills are required.
Posted 1 month ago
6.0 - 11.0 years
4 - 8 Lacs
Vijayawada
Work from Office
We are looking for a highly motivated and results-driven individual with 6 to 11 years of experience to join our team as a Customer Service Representative in Vijayawada. The ideal candidate will have a strong background in sales and customer service, with excellent communication and interpersonal skills. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding customer needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 6 years of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet sales targets is essential. Strong analytical and negotiation skills are required.
Posted 1 month ago
5.0 - 10.0 years
8 - 12 Lacs
Nellore
Work from Office
We are looking for a skilled professional with 5 to 10 years of experience to lead our retail sales team in Nellore, B V Nagar, and MM. The ideal candidate will have a strong background in sales management and a proven track record of achieving business targets. Roles and Responsibility Aggressively drive sales numbers and achieve business targets for home loans through cross-selling and enhancing client relationships. Retain and expand the company''s customer base for home loan and LAP channels to ensure repeat business or referrals. Maximize sales through a network of DSAs, direct sales, CA, and builders by effectively managing connector and builder relationships. Identify and develop new builder/channel relationships to penetrate new markets and increase business. Optimize team productivity by leading a team of sales managers to assure achievement of team results and meet business targets. Align with the team on ground lead generation activities for sales and implement the growth agenda through training, motivation, and deployment strategies. Keep abreast of market trends and competitor intelligence to build and develop effective sales and marketing strategies. Provide feedback to the central product and policy team to stay ahead in the market. Ensure compliance with all Audit/NHB regulations and company processes, policies, and reports. Job Minimum 5 years of experience in sales management, preferably in housing finance. Masters/Postgraduate degree is required. A graduate degree is also required. Strong leadership and team management skills are essential. Excellent communication and interpersonal skills are necessary. Ability to work in a fast-paced environment and meet deadlines. Experience in sales planning, team management, and industry governance is preferred. Knowledge of sales process management, sales planning, and team management is desirable. Familiarity with auditing and compliance procedures is an added advantage.
Posted 1 month ago
1.0 - 3.0 years
7 - 11 Lacs
Hyderabad
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team in Hyderabad. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong problem-solving and analytical skills. Experience in personal loans and channel management is an added advantage. Any graduate can apply for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.
Posted 1 month ago
5.0 - 10.0 years
11 - 15 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced professional to join our team as a Deputy Head - Credit in Mumbai. The ideal candidate will have 5-10 years of experience in credit underwriting, preferably in microfinance, MSME, or affordable housing loans. Roles and Responsibility Collaborate with the business team to facilitate seamless credit underwriting of potential partners. Coordinate with leadership teams of business partners to obtain necessary documents for credit underwriting. Ensure 100% compliance with company lending standards and adhere to the credit policy. Evaluate and manage credit policies of other institutions and suggest management responses to external stimuli. Provide expert views on new products or processes and sign off on their implementation. Conduct thorough corporate due diligence, including financial analysis and risk assessment. Job Possess a strong understanding of credit underwriting principles and practices. Demonstrate excellent analytical and problem-solving skills, with attention to detail and the ability to interpret complex data. Have familiarity with technology advancements and their application in credit underwriting. Exhibit good relationship management skills and the ability to work effectively with cross-functional teams. Be able to derive the organization''s credit policy from scratch and evaluate various credit bureau reports. Possess broad knowledge of governance frameworks and experience in doing corporate due diligence. A CA, CFA, or MBA (Finance) is preferred. Experience in dealing with credit underwriting of micro-finance, MSME, and affordable housing loans is required. In-depth knowledge of corporate due diligence is essential; due diligence experience in microfinance institutions as part of term loans and BC arrangements is a plus. Detail understanding of diving into various credit bureau reports is needed.
Posted 1 month ago
2.0 - 7.0 years
4 - 7 Lacs
Jaipur
Work from Office
We are looking for a highly skilled and experienced Credit Executive to join our team in Kekri. The ideal candidate will have 2-7 years of experience in the banking or financial services industry, with expertise in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Evaluate all credit requests, establish credit limits, and ensure proper documentation and security through appropriate collateral. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Ability to evaluate credit requests, establish credit limits, and ensure proper documentation and security. Excellent communication skills for effective stakeholder interaction. Strong analytical and problem-solving skills to enhance underwriting efficiencies. Familiarity with credit-related processes and procedures.
Posted 1 month ago
1.0 - 3.0 years
7 - 11 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team in Mumbai. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans and direct sales is an added advantage. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.
Posted 1 month ago
10.0 - 15.0 years
8 - 13 Lacs
Bagalkot
Work from Office
We are looking for a highly skilled and experienced professional with 10 to 15 years of experience to join our team as a Manager - Retail Credit - Housing - Credit in Bagalkot, Nava Nagar, JM. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios and loan to value ratios, and calculate ratios to predict loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage and home loan businesses in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability standards. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a strong academic record. Minimum 10 years of experience in credit underwriting, preferably in housing finance. Strong knowledge of credit underwriting principles, practices, and regulations. Excellent communication, interpersonal, and analytical skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in MS Office and other relevant software applications. CertificationsCA/MBA (Preferable). Additional Info The candidate will be responsible for managing a team of credit analysts and sales professionals.
Posted 1 month ago
2.0 - 7.0 years
13 - 17 Lacs
Bengaluru
Work from Office
We are looking for a highly skilled and experienced Area Credit Manager to lead our credit team in Bengaluru. The ideal candidate will have 2-7 years of experience in corporate finance, business loans, or related fields. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute the consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in corporate finance, business loans, or related fields. Possess strong knowledge of corporate finance, financial services, broking, and banking. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.
Posted 1 month ago
3.0 - 5.0 years
8 - 13 Lacs
Surat
Work from Office
We are looking for a highly skilled and experienced professional to join our team as a Manager - Retail Credit in Surat. The ideal candidate will have 3-5 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to predict loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to facilitate approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree. CA/MBA certification is preferable. Possess strong knowledge of housing finance, credit underwriting, and retail credit. Demonstrate excellent communication and interpersonal skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills.
Posted 1 month ago
2.0 - 7.0 years
4 - 8 Lacs
Mysuru
Work from Office
We are looking for a highly motivated and results-driven professional with 2 to 7 years of experience to join our team as a Customer Service Representative in Mysore. The ideal candidate will have excellent communication skills, a strong background in sales, and the ability to build strong client relationships. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding their needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and develop a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Job Graduate in any discipline. Minimum 2 years of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are essential. Experience in housing loan sales is an added advantage. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and building long-term relationships with its clients.
Posted 1 month ago
2.0 - 5.0 years
8 - 13 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced professional to join our team as a Manager - Retail Credit in Coimbatore. The ideal candidate will have 2-5 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to facilitate approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability and facilitate critical review and documentation of proposals while monitoring client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps when required and ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a strong academic record. Minimum 2 years of experience in retail credit, housing finance, or a related field. Strong knowledge of credit underwriting, risk assessment, and financial analysis. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. CertificationsCA/MBA (Preferable). Additional Info The company offers a dynamic and supportive work environment with opportunities for growth and development.
Posted 1 month ago
1.0 - 6.0 years
4 - 8 Lacs
Mumbai
Work from Office
We are looking for a highly motivated and results-driven individual with 1 to 6 years of experience to join our team as a Customer Service Representative in the Sales department, specifically in Micro LAP - Housing - EM. The ideal candidate will have a strong background in sales and customer service, with excellent communication and interpersonal skills. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding their needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and foster a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 1 year of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet sales targets is essential. Strong analytical and negotiation skills are required.
Posted 1 month ago
1.0 - 3.0 years
4 - 8 Lacs
Mumbai
Work from Office
We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Delhi. The ideal candidate will have 1-3 years of experience in sales, preferably in the education loan sector. Roles and Responsibility Identify potential business opportunities with customers under the guidance of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow processes for disbursement. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products with the help of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Job Minimum 1 year of experience in sales, preferably in the education loan sector. Strong communication and interpersonal skills. Ability to work under pressure and meet targets. Knowledge of audit/RBI regulations. Any graduate degree from a recognized university. Experience in customer relationship management and sales strategy development is an added advantage. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.
Posted 1 month ago
6.0 - 9.0 years
6 - 10 Lacs
Hyderabad
Work from Office
We are looking for a skilled professional to join our team as a Manager - Retail Branch Operations - Housing - Branch Operations in Hyderabad, Kukatpally Mandal. The ideal candidate will have 6-9 years of experience and a strong background in retail branch operations, housing, and credit ops. Roles and Responsibility Manage daily retail branch operations, ensuring efficient and effective service delivery. Oversee housing loan processes, including sales, disbursement, and repayment. Develop and implement strategies to enhance customer satisfaction and loyalty. Collaborate with cross-functional teams to achieve business objectives. Analyze market trends and competitor activity to identify growth opportunities. Ensure compliance with regulatory requirements and internal policies. Job Strong knowledge of banking operations, financial services, and broking. Experience in managing retail branches, housing loans, and credit operations. Excellent communication, leadership, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and decision-making skills. Familiarity with industry-specific software and systems. Candidate should be a graduate or postgraduate degree holder. Competitive salary and benefits will be offered to the right candidate.
Posted 1 month ago
1.0 - 2.0 years
6 - 9 Lacs
Mumbai
Work from Office
We are looking for a highly motivated and results-driven Digital Sales Manager to join our team in Kolkata. The ideal candidate will have 1-2 years of experience in sales, preferably in the housing loan or affordable housing finance sector. Roles and Responsibility Achieve business targets by acquiring new client relationships through various digital journeys. Proactively understand customer needs and cross-sell multiple products as per requirements. Adhere to all policies and guidelines for updating leads and closures, following best practices. Execute activities and campaigns as planned by the respective Digital Sales Manager. Display customer centricity by executing customer interface processes within defined timelines. Collaborate with internal and external teams to ensure timely service to customers seeking mortgage products. Meet and exceed business targets in terms of profitability, product mix, and quality of sourcing. Serve as the one-point contact for all financial needs for customers. Ensure zero error in adherence to policies and systems. Source high-quality files that meet specified guidelines. Build targeted client relationships within agreed timelines and meet/exceed customer acquisition targets. Timely update on all leads shared by stakeholders and meet sales targets for HL products in the assigned territory. Ensure the customer satisfaction matrix is met for all client relationships and provide timely MIS reporting to concerned parties. Clear the certification examination within specified timelines. Possess knowledge about all financial products like Home Loans and Mortgages. Understand statutory compliance and local market procedures. Have knowledge of legal agreement reviews and data uploads across SFDC, with the ability to analyze large data for opportunity sizing. Demonstrate excellent communication and presentation skills, with the ability to converse and execute actionables with both internal and external stakeholders. Job Graduate degree required; Masters/Postgraduate preferred. Minimum 1-2 years of experience in Offline/Online Channel/Home Loan/Affordable Housing Finance sales. Excellent communication and presentation skills are essential. Ability to work in a fast-paced environment and meet sales targets. Knowledge of financial products, statutory compliance, and local market procedures is necessary. Familiarity with legal agreement reviews and data uploads across SFDC is expected.
Posted 1 month ago
1.0 - 2.0 years
6 - 9 Lacs
Kolkata
Work from Office
We are looking for a highly motivated and results-driven Sales Manager to join our team in Kolkata. The ideal candidate will have 1-2 years of experience in sales, preferably in the housing loan or affordable housing finance sector. Roles and Responsibility Achieve business targets by acquiring new client relationships through various digital journeys. Proactively understand customer needs and cross-sell multiple products as per requirements. Adhere to all policies and guidelines for updating leads and closures, following best practices. Execute activities and campaigns as planned by the respective Digital Sales Manager. Display customer centricity by executing customer interface processes within defined timelines. Collaborate with internal and external teams to ensure timely service to customers seeking mortgage products. Meet and exceed business targets in terms of profitability, product mix, and quality of sourcing. Serve as the one-point contact for all financial needs for customers. Ensure zero error in adherence to policies and systems. Source high-quality files that meet specified guidelines. Build targeted client relationships within agreed timelines and meet/exceed customer acquisition targets. Timely update on all leads shared by stakeholders and meet sales targets for HL products in the assigned territory. Ensure the customer satisfaction matrix is met for all client relationships and provide timely MIS reporting to concerned parties. Clear the certification examination within specified timelines. Possess knowledge about all financial products like Home Loans and Mortgages. Understand statutory compliance and local market procedures. Have knowledge of legal agreement reviews and data uploads across SFDC, with the ability to analyze large data for opportunity sizing. Demonstrate excellent communication and presentation skills, with the ability to converse and execute actionables with both internal and external stakeholders. Job Graduate degree required; Masters/Postgraduate preferred. Minimum 1-2 years of experience in Offline/Online Channel/Home Loan/Affordable Housing Finance sales. Excellent communication and presentation skills are essential. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are necessary. Knowledge of financial products such as Home Loans and Mortgages is expected. Understanding of statutory compliance and local market procedures is beneficial. Familiarity with legal agreement reviews and data uploads across SFDC is advantageous. Ability to analyze large data for opportunity sizing is a plus.
Posted 1 month ago
5.0 - 10.0 years
14 - 19 Lacs
Ahmedabad
Work from Office
We are looking for a highly motivated and experienced Regional Sales Manager to lead our sales team in achieving business targets. The ideal candidate will have a strong background in sales management, team leadership, and customer relationship building. This position is based in Ahmedabad. Roles and Responsibility Aggressively drive sales numbers and achieve business targets for home loans through cross-selling and enhancing client relationships. Retain and expand the company''s customer base for mortgage and maintain strong liaison for repeat business or referrals. Maximize sales through a network of DSAs, direct sales, CA, and builders by effectively managing connector and builder relationships. Identify and maintain key builder/channel relationships to ensure strong business growth. Ensure high-quality customer service and good portfolio quality. Optimize team productivity by managing a team of sales managers to assure achievement of team results and maximize profitability. Align with the team on ground lead generation activities for sales and lead/supervise sales teams for the implementation of the growth agenda through training, motivation, and deployment strategies. Manage team size by recruiting and grooming quality resources from time to time in presentation and selling skills. Adopt Sales Digitization tools and implement them with the teams, ensuring superior communication of objectives through area review meets. Develop an ability to plan and execute effective long-range area sales growth plans, staying updated on market trends and competitor intelligence to build and develop effective sales and marketing strategies. Provide positive feedback to the central product and policy team regarding markets, competition, processes, and products to stay ahead in the market. Ensure compliance with all Audit/NHB regulations and company-designed processes, policies, and reports. Job Graduate (Diploma/Degree in Civil/Architecture) / Masters/Postgraduate. Minimum 5 years of experience in sales management, preferably in housing finance. Possess strong knowledge of sales planning, team management, and customer relationship building. Demonstrate excellent communication, leadership, and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are essential.
Posted 1 month ago
1.0 - 3.0 years
4 - 8 Lacs
Bengaluru
Work from Office
We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Bengaluru. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Identify potential business customers with the guidance of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the process for disbursement. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of personal loans and channel sales is an added advantage. Any graduate degree is required. Must be able to perform the above tasks under the guidance/direction of the Supervisor/Manager.
Posted 1 month ago
2.0 - 5.0 years
2 - 4 Lacs
Jaipur
Work from Office
We are looking for a highly skilled and experienced Credit Executive to join our team in Degana. The ideal candidate will have 2-5 years of experience in the banking or financial services industry, with a strong background in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Evaluate all credit requests, establish credit limits, and ensure proper documentation and security through appropriate collateral. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Strong knowledge of credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Excellent communication skills for effective stakeholder interaction. Ability to work efficiently in a fast-paced environment and meet deadlines. Strong analytical skills for evaluating credit risks and making informed decisions. Experience in improving underwriting efficiencies while ensuring adequate risk management. Familiarity with loan account verification, cross verification, KYC check, bank passbook check, income and expense assessment, and other document checks. About Company TATA CAPITAL LIMITED is a leading player in the banking or financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.
Posted 1 month ago
2.0 - 7.0 years
4 - 8 Lacs
Bengaluru
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team at TATA CAPITAL LIMITED in Bengaluru. The ideal candidate will have 2 to 7 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 2 years of experience in customer service, preferably in banking or financial services. Strong knowledge of customer relationship management and sales principles. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in used car loans is an added advantage. Any graduate can apply for this position. Additional Info The company offers a dynamic work environment and opportunities for growth and development.
Posted 1 month ago
2.0 - 7.0 years
2 - 5 Lacs
Noida
Work from Office
We are looking for a highly skilled and experienced Credit Executive to join our team in Chandausi. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry, with expertise in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Evaluate all credit requests to establish credit limits and ensure proper documentation and security through appropriate collateral. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Ability to protect company assets through proper evaluation of all credit requests. Excellent communication skills for conveying credit decisions to stakeholders. Capability to improve underwriting efficiencies while ensuring adequate risk management. Experience in Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure.
Posted 1 month ago
2.0 - 7.0 years
7 - 11 Lacs
Bengaluru
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team in Bengaluru. The ideal candidate will have 2 to 7 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 2 years of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans and direct sales is an added advantage. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.
Posted 1 month ago
1.0 - 3.0 years
4 - 8 Lacs
Mumbai
Work from Office
We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Delhi. The ideal candidate will have 1-3 years of experience in sales, preferably in the education loan sector. Roles and Responsibility Identify potential business opportunities with customers under the guidance of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the process for disbursement. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them with the help of the Manager/Supervisor. Job Minimum 1 year of experience in sales, preferably in the education loan sector. Strong communication and interpersonal skills. Ability to work under pressure and meet targets. Knowledge of audit/RBI regulations and compliance. Any graduate degree from a recognized university. Experience in customer relationship management and sales strategy development. Additional Info The company offers a dynamic work environment and opportunities for growth and development.
Posted 1 month ago
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