2568 Housing Loan Jobs - Page 27

Good Communication Skills In Hindi + English Candidate Should Have Minimum 6 Months Experience in Sales Candidate Should have Own Bike Home Loan Sales Immediate Joiner Candidates Can Call @HR Manish - 7425051270

Key Responsibilities Business & Sales Growth Portfolio Monitoring & Collections Team Leadership & Development Operations & Compliance

As a Deputy Sales Manager for Secured Business Loans at Tata Capital, your primary responsibility is to drive business growth in the secured lending space by acquiring eligible SME/MSME clients, managing channel relationships, and ensuring high-quality credit portfolios. This role demands strong market intelligence, relationship-building skills, and an understanding of secured lending products like LAP (Loan Against Property) for business purposes. Key Responsibilities: Drive customer acquisition for Secured Business Loans (primarily LAP) through direct sales and DSA channels. Identify high-potential SME and MSME segments and convert leads into disbursals. Conduct customer due diligence, site visits, and eligibility assessments aligned with credit policies. Ensure end-to-end coordination from lead generation to disbursal in collaboration with credit and operations teams. Build and maintain strong relationships with channel partners, chartered accountants, and property consultants. Deliver monthly disbursal targets while maintaining portfolio quality and compliance. Provide partners with product training, process updates, and regular feedback on files. Monitor market trends and competitor offerings to suggest improvements and stay competitive. Prepare and submit accurate MIS reports and dashboards to track performance. Ensure adherence to all internal risk, compliance, and regulatory frameworks.

As a Deputy Sales Manager for Secured Business Loans at Tata Capital, your primary responsibility is to drive business growth in the secured lending space by acquiring eligible SME/MSME clients, managing channel relationships, and ensuring high-quality credit portfolios. This role demands strong market intelligence, relationship-building skills, and an understanding of secured lending products like LAP (Loan Against Property) for business purposes. Key Responsibilities: Drive customer acquisition for Secured Business Loans (primarily LAP) through direct sales and DSA channels. Identify high-potential SME and MSME segments and convert leads into disbursals. Conduct customer due diligence, site visits, and eligibility assessments aligned with credit policies. Ensure end-to-end coordination from lead generation to disbursal in collaboration with credit and operations teams. Build and maintain strong relationships with channel partners, chartered accountants, and property consultants. Deliver monthly disbursal targets while maintaining portfolio quality and compliance. Provide partners with product training, process updates, and regular feedback on files. Monitor market trends and competitor offerings to suggest improvements and stay competitive. Prepare and submit accurate MIS reports and dashboards to track performance. Ensure adherence to all internal risk, compliance, and regulatory frameworks.

As a Deputy Sales Manager for Secured Business Loans at Tata Capital, your primary responsibility is to drive business growth in the secured lending space by acquiring eligible SME/MSME clients, managing channel relationships, and ensuring high-quality credit portfolios. This role demands strong market intelligence, relationship-building skills, and an understanding of secured lending products like LAP (Loan Against Property) for business purposes. Key Responsibilities: Drive customer acquisition for Secured Business Loans (primarily LAP) through direct sales and DSA channels. Identify high-potential SME and MSME segments and convert leads into disbursals. Conduct customer due diligence, site visits, and eligibility assessments aligned with credit policies. Ensure end-to-end coordination from lead generation to disbursal in collaboration with credit and operations teams. Build and maintain strong relationships with channel partners, chartered accountants, and property consultants. Deliver monthly disbursal targets while maintaining portfolio quality and compliance. Provide partners with product training, process updates, and regular feedback on files. Monitor market trends and competitor offerings to suggest improvements and stay competitive. Prepare and submit accurate MIS reports and dashboards to track performance. Ensure adherence to all internal risk, compliance, and regulatory frameworks.

As a Deputy Sales Manager for Secured Business Loans at Tata Capital, your primary responsibility is to drive business growth in the secured lending space by acquiring eligible SME/MSME clients, managing channel relationships, and ensuring high-quality credit portfolios. This role demands strong market intelligence, relationship-building skills, and an understanding of secured lending products like LAP (Loan Against Property) for business purposes. Key Responsibilities: Drive customer acquisition for Secured Business Loans (primarily LAP) through direct sales and DSA channels. Identify high-potential SME and MSME segments and convert leads into disbursals. Conduct customer due diligence, site visits, and eligibility assessments aligned with credit policies. Ensure end-to-end coordination from lead generation to disbursal in collaboration with credit and operations teams. Build and maintain strong relationships with channel partners, chartered accountants, and property consultants. Deliver monthly disbursal targets while maintaining portfolio quality and compliance. Provide partners with product training, process updates, and regular feedback on files. Monitor market trends and competitor offerings to suggest improvements and stay competitive. Prepare and submit accurate MIS reports and dashboards to track performance. Ensure adherence to all internal risk, compliance, and regulatory frameworks.

Job Description Generate a Business for Affordable Housing Loans, LAP and Other from Open Market Executing marketing initiatives and advertising campaigns in order to generate leads Build and maintain a relationship DSA, DST, Builders etc. Candidate Profile 1. Sourcing to loan disbursement of Home Loan Files. 2. Min. 1-5 Years of Experience in Mortgage Sales or a related field (LAP/HL) 3. DSA and DST both are vacancy available (Individual role) 4. Source new clients for Home Loans and Loan Against Property 5. Maintain relationships with existing clients and referral sources. 6. Knowledge of the local market in the mentioned locations

As an Area Sales Manager for Channel Sales Loan Against Property (LAP) at Tata Capital, you will be responsible for scaling up business volumes by driving partner-sourced leads and ensuring high-quality portfolio acquisition. Key Responsibilities: Manage and grow LAP business through channel partners like DSAs, connectors, and corporate agents. Ensure regular engagement, training, and productivity tracking of partners. Drive sourcing, customer conversion, and quality disbursals as per monthly targets. Monitor TAT, documentation quality, and compliance to internal and regulatory policies. Provide timely feedback to partners on documentation, credit policies, and turnaround times. Ensure superior customer experience from application to disbursal. Identify and onboard high-potential sourcing partners in untapped micro-markets. Work closely with credit, legal, and operations teams to ensure timely processing and approvals. Report on performance metrics, highlight challenges, and propose strategies for growth. Requirements: Graduate/Postgraduate with 4-8 years of experience in LAP channel sales. In-depth understanding of LAP products, credit profiling, and channel engagement. Proven ability to manage external stakeholders and deliver business goals. Good knowledge of regional markets and ability to travel within assigned areas.

As an Area Sales Manager for Secured Business Loans (Micro LAP) at Tata Capital, you will be responsible for leading a high-performing sales team to drive disbursals, acquire new customers, and deepen relationships with channel partners across your designated area. Key Responsibilities: Lead a team of Sales Officers/Executives and drive business through direct and channel sourcing of Micro LAP products. Identify and onboard channel partners (DSAs, connectors, and influencers) to increase market penetration. Ensure adherence to credit policy and regulatory guidelines while assessing loan eligibility. Conduct regular market analysis to benchmark against competitors and improve product positioning. Guide and mentor the team to meet individual and collective sales targets. Monitor end-to-end loan process from sourcing to disbursal ensuring seamless customer experience. Build relationships with local trade associations, CA networks, and property consultants for lead generation. Coordinate with internal teams including Credit, Operations, and Collections for smooth functioning. Prepare weekly and monthly sales performance reports and highlight challenges/opportunities. Requirements: Graduate/Postgraduate with 4-7 years of experience in secured lending, preferably Micro LAP. Strong understanding of the local market, customer behavior, and secured lending products. Demonstrated team management and leadership skills. Excellent communication, negotiation, and relationship-building abilities.

Roles and Responsibility Manage and oversee the daily operations of the business. Develop and implement strategies to achieve business objectives. Lead and motivate a team of professionals to meet their targets. Analyze market trends and competitor activity to identify opportunities. Build and maintain relationships with clients and stakeholders. Monitor and control expenses to ensure profitability. Job Requirements Strong knowledge of banking and financial services. Excellent leadership and management skills. Ability to analyze complex data and make informed decisions. Effective communication and interpersonal skills. Strong problem-solving and analytical skills. Experience in managing teams and achieving business objectives

Roles and Responsibility Drive sales at the branch level and ensure achievement of sales targets through effective team handling. Build, manage, and promote relationships with channel partners to generate new customer leads. Lead and manage DSTs at the branch to achieve business objectives. Interface with customers and provide efficient service to ensure high levels of customer satisfaction. Work towards building a credit-worthy portfolio at the branch to minimize risk and maximize revenue. Analyze market trends and competitor activity to identify opportunities for growth and improvement. Job Requirements Graduate or postgraduate degree in any discipline. Minimum 2 years of experience in secured business loan, preferably in home loans or loan against property. Possess good knowledge of the local market and its dynamics. Demonstrate excellent communication skills and the ability to understand property valuation and legal and technical norms. Ability to work in a fast-paced environment and meet sales targets. Strong leadership and team management skills are essential.

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong businesso Develop and maintain strong liaisons with the clients for repeat business or referrals.o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao Align with the team on ground lead generation activities for Sales.o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategieso Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategieso Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline

To underwrite and manage the portfolio in assigned branch/location Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third partiesTake ownership of client queries and use industry knowledge and experience to overcome challenges and solve problemsExceed service quality standards and strive for continuous process improvementUndertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policiesManage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. Educational Qualification: Post Graduate/ Graduate in any discipline

To underwrite and manage the portfolio in assigned branch/location Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third partiesTake ownership of client queries and use industry knowledge and experience to overcome challenges and solve problemsExceed service quality standards and strive for continuous process improvementUndertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. Educational Qualification: Post Graduate/ Graduate in any discipline

Same Posting Description for Internal and External Candidates Location - mumbai,delhi / NCR ,pune,bangalore,hyderabad,chennai

1.Ensure achievement of sales target by driving sales at the branch ( Team Handling role) 2. Build, manage and promote relationship with Channel Partner in order to generate new customer leads 3. Manage and lead the DSTs at the branch 4. Interface with the customer and provide efficient service 5. Work towards building a credit worthy portfolio at the branchGraduate / Post graduate- Must have prior experience of 3 - 5 years in Home Loans or Loan Against Property- Must have good knowledge of the locale- Good Communication Skills Should be able to understand the property valuation and legal and technical normsExperience required minimum 2 year in Secured Business Loan

o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong businesso Develop and maintain strong liaisons with the clients for repeat business or referrals.o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao Align with the team on ground lead generation activities for Sales.o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategieso Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategieso Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong businesso Develop and maintain strong liaisons with the clients for repeat business or referrals.o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao Align with the team on ground lead generation activities for Sales.o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategieso Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategieso Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong businesso Develop and maintain strong liaisons with the clients for repeat business or referrals.o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao Align with the team on ground lead generation activities for Sales.o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategieso Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategieso Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline

Key Objectives : To drive sales and ensure business targets are achieved Responsibilities : 1. Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. 2. Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals 3. Maximize sales through a network and relationships to ensure strong business 4. Develop and maintain strong liaisons with the clients for repeat business or referrals. 5. Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. 6. Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area 7. Align with the team on ground lead generation activities for Sales. 8. Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies 9. Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies 10. Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. 11. Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Qualification -Graduate in any discipline

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong businesso Develop and maintain strong liaisons with the clients for repeat business or referrals.o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao Align with the team on ground lead generation activities for Sales.o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategieso Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategieso Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong businesso Develop and maintain strong liaisons with the clients for repeat business or referrals o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao Align with the team on ground lead generation activities for Sales o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategieso Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategieso Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems Post Graduate/ Graduate in any discipline

To underwrite and manage the portfolio in assigned branch/location Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third partiesTake ownership of client queries and use industry knowledge and experience to overcome challenges and solve problemsExceed service quality standards and strive for continuous process improvementUndertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policiesManage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team Educational Qualification: Post Graduate/ Graduate in any discipline

To underwrite and manage the portfolio in assigned branch/location Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third partiesTake ownership of client queries and use industry knowledge and experience to overcome challenges and solve problemsExceed service quality standards and strive for continuous process improvementUndertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policiesManage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. Educational Qualification: Post Graduate/ Graduate in any discipline

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao Align with the team on ground lead generation activities for Sales.o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies o Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline