2570 Housing Loan Jobs - Page 28

To underwrite and manage the portfolio in assigned branch/location Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third partiesTake ownership of client queries and use industry knowledge and experience to overcome challenges and solve problemsExceed service quality standards and strive for continuous process improvementUndertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policiesManage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. Educational Qualification: Post Graduate/ Graduate in any discipline

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao Align with the team on ground lead generation activities for Sales.o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies o Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

To underwrite and manage the portfolio in assigned branch/location Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure. Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problemsExceed service quality standards and strive for continuous process improvementUndertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. Educational Qualification: Post Graduate/ Graduate in any discipline

Key Objectives : To drive sales and ensure business targets are achieved Responsibilities : 1. Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. 2. Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals 3. Maximize sales through a network and relationships to ensure strong business 4. Develop and maintain strong liaisons with the clients for repeat business or referrals. 5. Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. 6. Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area 7. Align with the team on ground lead generation activities for Sales. 8. Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies 9. Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies 10. Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. 11. Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Qualification -Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals o Maximize sales through a network and relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies o Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline

Godrej Housing Finance Sales Manager Exp - 2 yrs into Home Loans Sales through DSA channel

Job Title: Sales Officer - banking Product sales Location:- Bhatinda/Chandigarh/Hisar/Karnal/Karad/Panipat/Patiyala/Rohtak/Yamunanagar/Zirkpur/Jalandhar Gender: Both Male and Female can apply Work Experience: Minimum 6 months experience in Home Loan, Banking, CASA,Credit Cards, BFSI or any sales Job Description: Sell Home Loans to customers Understand customer requirements and offer Home Loan solutions Achieve sales targets Maintain customer relationships and provide excellent service Qualification: Graduation Mandatory Excellent communication and sales skills Excellent customer service skills Salary: CTC: 21500 to 25000 CTC Lucrative incentives (based on relevant experience) Please send your resume and required documents. We will contact you soon.

Position: Executive Trainee Job Location: Annur, Attur, Coimbatore, Erode, Karur, Namakkal, Pollachi, Salem, Dindigul, Karaikkudi, Madurai, Palani, Rajapalayam, Theni. Qualification : Bachelor's degree/Master's degree - 2025/2024 Conducting market research to identify selling possibilities and evaluate customer needs. Actively seeking out new sales opportunities through cold calling, networking, and social media. Generate Leads from builders and as well as do self-sourcing from Open Market Setting up meetings with potential clients and listening to their wishes and concerns. Understand home loan process and assist the customer till the journey of disbursal. To be in sync and work together with the partner representative. Achieve business objectives and assigned sales target. Ensure timely renewal of business sourced.

Role & responsibilities 1. Sales & Target Achievement: Achieve assigned sales targets for Affordable Housing Loans in terms of disbursal value and volume. Ensure the agreed interest rates (IRR) and profitability margins are maintained. 2. Lead Sourcing & Conversion: Self-source potential customers through local networking, market visits, and personal initiatives. Build and maintain a network of connectors for consistent lead generation. Follow up on leads assigned by the organization and convert them into disbursed loans. 3. Customer Relationship Management: Build strong relationships with customers to ensure satisfaction and repeat business. Provide excellent service by assisting customers with queries, explaining loan processes, and ensuring a seamless experience. 4. Channel Partner Engagement: Refer new connectors and nurture existing partnerships. Actively support and engage with partners, DSA to drive lead inflow and maintain high conversion rates. 5. Market Understanding: Stay updated on market trends, competitor offerings, and customer expectations to fine-tune sales strategies. Identify potential growth opportunities in the assigned area and share insights with the Regional Sales Manager. 6. Compliance & Documentation: Ensure all customer documentation is accurate and complies with the banks policies and regulatory requirements. Conduct initial checks on applications to ensure data accuracy and loan eligibility. Preferred Background: Experience in working with NBFCs / HFCs / DSAs etc. Prior exposure to the secured loan or Housing Loan segment.

Desired Candidate Profile: Should have sales orientation Customer retention An immense interest in developing relationship with the customers Good communication skills and coordination skills Good convincing and negotiation skills Job Description: As the Branch Head, you will be responsible for the overall management and performance of a specific branch. Your role entails developing and implementing strategies to drive sales, enhance customer satisfaction, and ensure operational efficiency. You will lead a team of sales and support staff, oversee day-to-day operations, and collaborate with internal departments to achieve branch targets and maintain compliance with organizational standards. Ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including customer expectations, identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customer Please share your resume at shruti.jhamaria@aavas.in

Candidate Eligibility 1 candidate must be a graduate 2 0.6 to 1 Year of experience in sales is preferred 3.The job requires extensive traveling so the candidate must be willing to travel within the city 4.Candidate must have good communication skills

Role & responsibilities: Outline the day-to-day responsibilities for this role. Preferred candidate profile: Specify required role expertise, previous job experience, or relevant certifications.

Candidate needs to be comfortable with field sales Candidate needs to have a two-wheeler Candidates with BFSI experience wil be preferred Freshers are welcomed to apply Interested candidates can Call/Whatsapp HR Varun- 9310054306

Position: Relationship Manager Job Location: Relationship Manager - RR Nagar, Madiwala, K R Puram, Anekal, Yellahanka Qualification : Bachelor's degree. Fresher can also apply Job description: Conducting market research to identify selling possibilities and evaluate customer needs. Actively seeking out new sales opportunities through cold calling, networking, and social media. Generate Leads from builders and as well as do self-sourcing from Open Market Setting up meetings with potential clients and listening to their wishes and concerns. Understand home loan process and assist the customer till the journey of disbursal. To be in sync and work together with the partner representative. Achieve business objectives and assigned sales target. Ensure timely renewal of business sourced. Interested candidates can contact Via Swathi - 9900445330| swathid@unicohfc.com

Hi, Greetings from Avani Consulting Hiring Home Loans - Leading Housing Finance Company. Job description :- Job Title: Branch Sales Manager - Home Loans Function: Sales - Home Loans (HL) & Loan Against Property (LAP) Location: Chennai,Madurai,Salem,Trichy,Madurai,Dharmapuri,Edapadi,Sathyamangalam,Cuddalore, Kallakurichi, Tindivanam Department: Sales - Home Loans (HL) Education: Any Graduate Degree Required: Minimum 1year Home Loans or Loan Against Property (LAP) Key Stakeholders: Internal: Branch Manager, Team Members External: Customers, DSAs, Connectors, Brokers, Real Estate Agents Job Overview: As a Branch Sales Manager, you will be responsible for identifying and executing sales growth opportunities at a local/area level. Your role will involve driving channel expansion and acquiring new accounts to ensure the continuous growth of the branch business. More Information & Interested candidates can share resume to Hemalatha-7200031602 Mail - hemalatha@avaniconsulting.com

Designation: Relationship Officer/Team leader JOB LOCATION: - All over Chennai Open Vacancy: - Home Loan Sales, Education Loan Sales, Personal Loan Sales Demonstrating/Presenting /Introducing/Selling banking products. New Lead generation & follow-up on leads given, maintain record of sales leads. Willing to travel and convince customer to purchase loan in any retail vertical. Good customer approach. Generating lead and can get the closures completed. Travelling throughout the Rural & Urban area visiting the customer. Completing customers loan proposal & submitting to Bank. Processing of all customer files, maintaining records & reports. Maintaining relationship with customers in pre- sales and post sales Required Candidate profile Good customer approach. Knowledge of local customers and target businesses Age between 18 - 35 years. Graduate Experience in Sales field is an added advantage. 2-wheeler preferable Walk-Ins Interview Venue: - Chennai Location: - 150/151 Alpha Tower, 6th Floor, North Usman Road, T. Nagar, Chennai 600017 HR Contact & Meet to: - You can WhatsApp share your Resume to below Number with your preferred location name: - Dinesh HR - 8056811701 Sarath HR - 9884061383

Sales Manager Job Description A Sales Manager for Loan Against Property (LAP) is responsible for leading a sales team, developing and implementing sales strategies, and achieving sales targets within the LAP segment. Reach me at 9878625882

Generate leads through direct marketing, field visits, and relationship management. Meet prospective customers and explain HDFC's home loan products. Achieve monthly sales targets for home loans and related financial products. Managing Sales of HL Required Candidate profile Graduation Must * Must have 3month of6 years of experience in any Sales / Banking / Finance / Insurance Sector . * Good Communication skills * Age :- 21 to 38 Years * Contact : 99091 29471 HR. Mansi

• Generate Home Loan leads from DSA and through different channels. • Build a DSA Network in the assigned territory. • Doing the business of Affordable Loan Against Property (LAP) • Sourcing through Builder, Connector, DSA, and Open Market Required Candidate profile Min 1 yrs of sales experience in Prime LAP / Home Loan/ Cross sales Handling DSAs experience is must Good contacts in the market DSA and DST both are vacancy available (Individual role).

Managing Sales of Home Loan Product Sourcing business through open market - DST & DSA Strong knowledge of home loans, LAP, mortgage loans Sourcing - DSA. Open Market ,Connectors HR KHUSHI MOB : 9327844273 CALL AND WhatsApp Required Candidate profile Good communication skill Must have minimum 1 year experience in Housing loan / LAP / Mortgage Loans sales CANDIDATE AGE 21 TO 45 Must have a Two-Wheeler with a Valid Driving License

- Team Handling in HL/LAP Sales manager - Sourcing from DSA, connecter, builder or references - ROI - 9.5% to 13.5% - Ticket size - 10L to 5Cr Required Candidate profile Interested Leaders can share their cv - info@talentvisionary.com or Connect on 9408972810

1. Sourcing of business through channels like: DSA, Builder channels & Open Market a. Identification of customers through Channel networks b. Filling up of the application form c. KYC verification d. Visiting potential customers in order to develop business 2. Disbursements a. Collection of KYC documents b. Loan documentation

Role & responsibilities Home Loan, LAP, most preferable RSM 8-9 year of experience ASM 5-8 Year of Experience RM 3-4 year of Experience