Home Loan Relationship Manager

Job Summary:

We are seeking an experienced and proactive Banking Manager to join our Collection Department. The ideal candidate will have a strong background in handling home loans, banking cases, and direct experience dealing with developers' lobby and financial institutions. This role requires excellent coordination, negotiation, and relationship management skills to ensure timely collections and effective bank liaisoning.

• Key Responsibilities:Home Loan Coordination:
• Liaise with banks and financial institutions for home loan processing for customers, ensuring timely disbursements and approvals.
• Developer Banking Cases:
• Handle all banking-related matters for the developer, including project funding, working capital arrangements, and compliance requirements.
• Collections Management:
• Follow up with banks for timely release of payments, disbursements, and outstanding dues. Ensure proper documentation and financial tracking.
• Relationship Management:
• Build and maintain strong relationships with bank officials, financial institutions, and NBFCs to facilitate smoother transactions and favorable terms.
• Documentation & Compliance:
• Ensure accurate maintenance of all banking documentation related to customer loans and developer finances. Stay updated with banking norms, RBI guidelines, and project approvals.
• Reporting & MIS:
• Prepare regular reports and MIS on collection status, disbursement schedules, and follow-up actions for management review.
• Internal Coordination:
• Work closely with Sales, CRM, Legal, and Finance teams to streamline banking processes and resolve loan-related issues efficiently.
• Required Skills & Qualifications:Graduate/Postgraduate in Finance, Banking, or a related field.
• Minimum 4 years of experience in banking operations, specifically related to home loans and developer banking.
• Strong understanding of real estate finance, loan disbursement processes, and collection strategies.
• Excellent communication, negotiation, and interpersonal skills.
• Proficient in MS Office (Excel, Word, PowerPoint) and ERP systems.
• Preferred Candidate Profile:Prior experience in a real estate company or working closely with real estate developers.
• Hands-on knowledge of project loan sanctioning and bank compliance processes.
• Ability to work under pressure and meet tight deadlines.